motel-loans

endpoint

https://motel.loans/mcp

protocol

streamable-http ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is motel-loans live?

Yes — it answered the hub's last check (checked 49m ago). It answered 100% of checks over the last 30 days.

Is motel-loans free to use?

Yes — the hub reached it with no key and no payment.

What tools does motel-loans have?

4 tools: size_hotel_loan, get_franchise_costs, compare_franchise_costs, get_sba_hotel_loan_terms.

Is motel-loans safe to connect?

The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• compare_franchise_costs open 49m ago

  A ranked table of hotel brands from the motel.loans FDD database (48 brands): royalty plus marketing percent, per-room monthly fees, initial fee for 60 rooms, transfer fee and Item 7 total investment range, each with its FDD year and page. Filter by parent company or name specific brands, and sort by percent fees, initial fee or lowest Item 7 cost.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "sort": {
        "enum": [
          "pct_fees",
          "initial_fee",
          "item7_low",
          "name"
        ],
        "type": "string",
        "default": "pct_fees",
        "description": "Sort order, lowest first. Default pct_fees."
      },
      "limit": {
        "type": "integer",
        "default": 10,
        "maximum": 50,
        "minimum": 1,
        "description": "Rows to return, default 10."
      },
      "brands": {
        "type": "array",
        "items": {
          "type": "string",
          "maxLength": 80
        },
        "maxItems": 10,
        "minItems": 2,
        "description": "Brand names or slugs to compare, e.g. [\"Super 8\",\"Motel 6\",\"Red Roof Inn\"]. Omit to list all."
      },
      "offset": {
        "type": "integer",
        "default": 0,
        "maximum": 100,
        "minimum": 0,
        "description": "Rows to skip, for paging."
      },
      "parent": {
        "enum": [
          "Best Western",
          "Choice Hotels",
          "G6 Hospitality",
          "Hilton",
          "Hyatt",
          "Marriott",
          "Red Roof",
          "Sonesta",
          "Wyndham Hotels & Resorts"
        ],
        "type": "string",
        "description": "Only brands of this parent company."
      }
    },
    "additionalProperties": false
  }

  arguments 56 lines copy
• get_sba_hotel_loan_terms open 49m ago

  The SBA program terms motel.loans publishes for hotel and motel loans: SBA 7(a) maximum variable and fixed rates, loan and guaranty limits, equity, DSCR and maturity rules, FY 2027 guaranty fees; SBA 504 structure, debenture limit, jobs rule, fees and the latest 25-year rate. Each with its SBA or source link and effective date.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "program": {
        "enum": [
          "sba_7a",
          "sba_504",
          "both"
        ],
        "type": "string",
        "default": "both",
        "description": "Which program. Default both."
      }
    },
    "additionalProperties": false
  }

  arguments 16 lines copy
• size_hotel_loan unknown never probed

  Runs the motel.loans hotel loan sizer on your numbers: RevPAR, rooms and total revenue, each expense line, NOI, annual debt service, DSCR, the largest loan the cash flow supports at the lender's minimum DSCR, the loan-to-price cap, which one binds, cap rate, price per key and breakeven occupancy. Pick a brand to fill franchise fees from its FDD and a program (SBA 7(a), SBA 504, conventional) to fill rate, amortization and loan-to-price as the calculator does.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "rooms",
      "adr",
      "occupancy_pct",
      "price"
    ],
    "properties": {
      "adr": {
        "type": "number",
        "maximum": 10000,
        "minimum": 1,
        "description": "Average daily rate in dollars, e.g. 89."
      },
      "loan": {
        "type": "number",
        "maximum": 10000000000,
        "minimum": 0,
        "description": "Loan requested in dollars. Default: price times the maximum loan-to-price."
      },
      "brand": {
        "type": "string",
        "maxLength": 80,
        "description": "Franchise brand name or slug (e.g. \"Super 8\", \"comfort-inn\") to fill franchise fees from its FDD. Omit for an independent with no franchise fees."
      },
      "price": {
        "type": "number",
        "maximum": 10000000000,
        "minimum": 1,
        "description": "Purchase price or value in dollars, e.g. 3200000."
      },
      "rooms": {
        "type": "integer",
        "maximum": 5000,
        "minimum": 1,
        "description": "Rooms (keys), e.g. 64."
      },
      "program": {
        "enum": [
          "sba_7a",
          "sba_504",
          "conventional"
        ],
        "type": "string",
        "default": "sba_7a",
        "description": "Fills rate, amortization and maximum loan-to-price the way the calculator's program buttons do. Default sba_7a."
      },
      "opex_pct": {
        "type": "number",
        "maximum": 100,
        "minimum": 0,
        "description": "Operating costs as a percent of total revenue, excluding franchise fees, management, taxes, insurance and reserve. Default 56 (the calculator example; use the trailing-12 P&L)."
      },
      "rate_pct": {
        "type": "number",
        "maximum": 30,
        "minimum": 0,
        "description": "Interest rate, percent. Overrides the program rate."
      },
      "insurance": {
        "type": "number",
        "maximum": 1000000000,
        "minimum": 0,
        "description": "Insurance, dollars a year. Default 0: pass the real figure or NOI is overstated."
      },
      "dscr_target": {
        "type": "number",
        "maximum": 5,
        "minimum": 0.5,
        "description": "Lender's minimum debt service coverage, e.g. 1.25. Default 1.25 (SBA 7(a) hotel acquisition)."
      },
      "max_ltv_pct": {
        "type": "number",
        "maximum": 100,
        "minimum": 1,
        "description": "Lender's maximum loan to price or value, percent. Overrides the program."
      },
      "reserve_pct": {
        "type": "number",
        "maximum": 50,
        "minimum": 0,
        "description": "FF&E reserve as a percent of total revenue. Default 4."
      },
      "occupancy_pct": {
        "type": "number",
        "maximum": 100,
        "minimum": 0.1,
        "description": "Occupancy, percent, e.g. 62."
      },
      "management_pct": {
        "type": "number",
        "maximum": 50,
        "minimum": 0,
        "description": "Management fee as a percent of total revenue. Default 0 (owner-operated)."
      },
      "property_taxes": {
        "type": "number",
        "maximum": 1000000000,
        "minimum": 0,
        "description": "Property taxes, dollars a year. Default 0: pass the real figure or NOI is overstated."
      },
      "franchise_fee_pct": {
        "type": "number",
        "maximum": 50,
        "minimum": 0,
        "description": "Franchise fees as a percent of rooms revenue. Overrides the brand."
      },
      "other_revenue_pct": {
        "type": "number",
        "maximum": 200,
        "minimum": 0,
        "description": "Other revenue as a percent of rooms revenue (vending, pet fees, meeting room). Default 2."
      },
      "amortization_years": {
        "type": "integer",
        "maximum": 40,
        "minimum": 1,
        "description": "Amortization in years. Overrides the program term."
      },
      "franchise_fee_per_room_month": {
        "type": "number",
        "maximum": 1000,
        "minimum": 0,
        "description": "Franchise fees per room per month in dollars. Overrides the brand."
      }
    },
    "additionalProperties": false
  }

  arguments 129 lines copy
• get_franchise_costs unknown 49m ago

  One hotel brand's franchise costs from its filed franchise disclosure document (FDD): royalty, marketing and other percent fees, per-room monthly fees, reservation and loyalty charges, initial and transfer fee for a 60-room hotel, the Item 7 total investment range, FDD date, page references and the filing link. Give rooms and rooms revenue to get the yearly percent and per-room fees for your hotel.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "brand"
    ],
    "properties": {
      "brand": {
        "type": "string",
        "maxLength": 80,
        "description": "Brand name or slug, e.g. \"Super 8\", \"Days Inn\", \"comfort-inn\"."
      },
      "rooms": {
        "type": "integer",
        "maximum": 5000,
        "minimum": 1,
        "description": "Rooms, for the yearly fee estimate. Default 60."
      },
      "rooms_revenue": {
        "type": "number",
        "maximum": 10000000000,
        "minimum": 0,
        "description": "Yearly rooms revenue in dollars, for the yearly fee estimate. Default 1500000."
      }
    },
    "additionalProperties": false
  }

  arguments 26 lines copy

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0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.