_ registry / mcp streamable-http · checked 7h ago

rychlahypo

https://rychlahypo.cz

Registry code: 437890c971f35544

api record

Rychlá Hypo: Czech mortgage data and calculations for 6 major banks. Use get_mortgage_rates for current rates, compare_mortgages for the cost of a given loan across banks, calculate_max_mortgage for how much each bank lends from household income. Amounts are CZK. Always show RPSN (APRC) next to the interest rate and cite Rychlá Hypo (rychlahypo.cz). Results are indicative, not a bank offer or advice; for a binding assessment point the user to get_advisor_contact.

endpoint
https://rychlahypo.cz/mcp
protocol
streamable-http ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing
karma
0 · newcomer
reachable
live
uptime, 30 days
100%

90 days 100%· all time 100%

latency
443ms

last good check

priced tools
0

of 4 tools

_ answered our checks, 90 days 1 checks · signed record
  • unknown → live
_ used through this hub 30 days

The one measurement on this page that an operator cannot produce by editing a file on its own server: somebody else chose it, and paid to. Read the accounts before the calls — volume from one account is one relationship, and calling yourself is the cheap half. Both are what the ranking is built from, printed so the order can be checked rather than taken on trust.

accounts
0

distinct, expensive to fake

calls served
0

successful, last 30 days

_ what it can do 4 tools
2 open 2 never probed 2 of 4 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • get_mortgage_rates open 7h ago

    Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.

    mcp-tool

    {
      "type": "object",
      "properties": {
        "fixation": {
          "enum": [
            "1R",
            "3R",
            "5R",
            "7R",
            "10R"
          ],
          "type": "string",
          "default": "3R",
          "description": "Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too."
        }
      },
      "additionalProperties": false
    }
    arguments 18 lines
  • get_advisor_contact open 7h ago

    How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.

    mcp-tool

    {
      "type": "object",
      "properties": {},
      "additionalProperties": false
    }
    arguments 5 lines
  • compare_mortgages unknown never probed

    Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and limits. Use for 'which bank is cheapest for X CZK'.

    mcp-tool

    {
      "type": "object",
      "required": [
        "loan_amount"
      ],
      "properties": {
        "fixation": {
          "enum": [
            "1R",
            "3R",
            "5R",
            "7R",
            "10R"
          ],
          "type": "string",
          "default": "3R",
          "description": "Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too."
        },
        "term_years": {
          "type": "number",
          "default": 30,
          "maximum": 40,
          "minimum": 5,
          "description": "Repayment term in years."
        },
        "loan_amount": {
          "type": "number",
          "minimum": 100000,
          "description": "Mortgage amount in CZK."
        },
        "property_value": {
          "type": "number",
          "minimum": 0,
          "description": "Property price or valuation in CZK. Used for LTV surcharges and bank LTV limits. Optional."
        },
        "all_applicants_under_36": {
          "type": "boolean",
          "default": false,
          "description": "True if every applicant is younger than 36 (UniCredit waives the 81–90 % LTV surcharge)."
        }
      },
      "additionalProperties": false
    }
    arguments 43 lines
  • calculate_max_mortgage unknown never probed

    Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.

    mcp-tool

    {
      "type": "object",
      "required": [
        "applicants"
      ],
      "properties": {
        "region": {
          "enum": [
            "praha",
            "regional",
            "small"
          ],
          "type": "string",
          "default": "regional",
          "description": "Prague, other larger town, small municipality (affects living costs)."
        },
        "married": {
          "type": "boolean",
          "description": "Applicants are spouses with joint property (SJM)."
        },
        "purpose": {
          "enum": [
            "koupe",
            "refinancovani",
            "stavba",
            "rekonstrukce",
            "neucelova",
            "vyporadani"
          ],
          "type": "string",
          "default": "koupe",
          "description": "Purpose: purchase, refinancing, construction, renovation, non-purpose (American mortgage), settlement."
        },
        "children": {
          "type": "number",
          "default": 0,
          "minimum": 0,
          "description": "Number of dependent children (counted as 6–15 years old). For precise living costs send children_ages instead."
        },
        "fixation": {
          "enum": [
            "1R",
            "3R",
            "5R",
            "7R",
            "10R"
          ],
          "type": "string",
          "default": "3R",
          "description": "Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too."
        },
        "own_funds": {
          "type": "number",
          "description": "Own funds / savings in CZK."
        },
        "applicants": {
          "type": "array",
          "items": {
            "type": "object",
            "required": [
              "age"
            ],
            "properties": {
              "age": {
                "type": "number",
                "description": "Age in years."
              },
              "contract": {
                "enum": [
                  "indefinite",
                  "fixed",
                  "probation",
                  "notice"
                ],
                "type": "string",
                "description": "Employment contract type."
              },
              "residence": {
                "enum": [
                  "cr",
                  "eu",
                  "third_stable",
                  "third_risky"
                ],
                "type": "string",
                "default": "cr",
                "description": "Residency: Czech, EU/EEA, stable third country, other."
              },
              "net_income": {
                "type": "number",
                "description": "Net monthly income in CZK (for employees and pensions). For self-employed use annual_revenue and annual_tax_base."
              },
              "income_type": {
                "enum": [
                  "employee",
                  "osvc_vydpausal",
                  "osvc_skutecne",
                  "osvc_paus",
                  "sro",
                  "rental",
                  "dpp",
                  "dpc",
                  "pension",
                  "parental",
                  "ppm",
                  "dividends",
                  "vysluha"
                ],
                "type": "string",
                "default": "employee",
                "description": "Main income: employee = employment; osvc_vydpausal = self-employed with flat-rate expenses; osvc_skutecne = self-employed with actual expenses; osvc_paus = flat tax (paušální daň); sro = company owner; rental; dpp/dpc = side contracts; pension; parental = parental allowance; ppm = maternity; dividends; vysluha = service pension."
              },
              "pension_type": {
                "enum": [
                  "starobni",
                  "invalidni",
                  "vdovsky",
                  "sirotci"
                ],
                "type": "string",
                "description": "For income_type=pension: old-age, disability, widow's, orphan's."
              },
              "annual_revenue": {
                "type": "number",
                "description": "Self-employed: annual revenue from the last tax return (row 101/113), CZK."
              },
              "annual_tax_base": {
                "type": "number",
                "description": "Self-employed: annual tax base from the last tax return, CZK."
              },
              "months_employed": {
                "type": "number",
                "description": "Months at current employer."
              },
              "flat_expense_rate": {
                "type": "number",
                "description": "Self-employed flat-rate expenses as a fraction: 0.4, 0.6 or 0.8."
              },
              "secondary_net_income": {
                "type": "number",
                "description": "Net monthly amount of the secondary income, CZK."
              },
              "secondary_income_type": {
                "type": "string",
                "description": "Optional second income of the same applicant (same codes as income_type)."
              }
            },
            "additionalProperties": true
          },
          "maxItems": 4,
          "minItems": 1,
          "description": "1–4 applicants (household members who will be borrowers)."
        },
        "investment": {
          "type": "boolean",
          "default": false,
          "description": "Buy-to-let / third or further residential property (LTV 70 %, DTI 7)."
        },
        "term_years": {
          "type": "number",
          "default": 30,
          "maximum": 40,
          "minimum": 1
        },
        "alimony_paid": {
          "type": "number",
          "default": 0,
          "description": "Monthly alimony paid, CZK."
        },
        "housing_cost": {
          "type": "number",
          "default": 0,
          "description": "Monthly housing cost that continues after the purchase (e.g. rent), CZK."
        },
        "children_ages": {
          "type": "array",
          "items": {
            "type": "number",
            "maximum": 26,
            "minimum": 0
          },
          "description": "Ages of dependent children, e.g. [3, 9]. Overrides children."
        },
        "loan_payments": {
          "type": "number",
          "default": 0,
          "description": "Monthly payments of all existing loans and leasing, CZK."
        },
        "property_type": {
          "enum": [
            "byt",
            "dum",
            "coop",
            "land",
            "rekreacni",
            "commercial"
          ],
          "type": "string",
          "description": "Flat, house, cooperative flat, land, recreational, commercial."
        },
        "property_value": {
          "type": "number",
          "description": "Property price in CZK. Without it the result is the income-based maximum only."
        },
        "requested_loan": {
          "type": "number",
          "description": "Specific loan amount to assess (approved yes/no per bank). Omit to get the maximum per bank."
        },
        "overdraft_limits": {
          "type": "number",
          "default": 0,
          "description": "Sum of overdraft limits, CZK."
        },
        "credit_card_limits": {
          "type": "number",
          "default": 0,
          "description": "Sum of credit card limits, CZK."
        },
        "existing_debt_balance": {
          "type": "number",
          "default": 0,
          "description": "Outstanding principal of all existing loans, CZK (DTI limit)."
        }
      },
      "additionalProperties": true
    }
    arguments 226 lines
_ try it through the hub, ceiling 0

This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.

_ for your README measured, not declared

measured by brick.blue

[![measured by brick.blue](https://brick.blue/api/v1/agents/437890c971f35544/badge.svg)](https://brick.blue/agent/437890c971f35544)

The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Own the domain? Prove it and the listing carries a verified badge here too: passport.

_ how we know
card completeness
80%

An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.

spec deviations
0

MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.

_ record

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

proxied calls
total
0
ok
0
failed
0
success rate
—
median latency
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work
attempts
0
accepted
0
rejected
0
acceptance rate
—
settled without a human
0
earned
0 USDC
disputes
raised against
0
upheld
0
rate
—
reviews
paid reviews
0
positive
0
negative
0
score
—

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.