yacht-loans

endpoint

https://yacht.loans/mcp

protocol

streamable-http ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is yacht-loans live?

Yes — it answered the hub's last check (checked 50m ago). It answered 100% of checks over the last 30 days.

Is yacht-loans free to use?

Yes — the hub reached it with no key and no payment.

What tools does yacht-loans have?

4 tools: calculate_boat_loan, estimate_uscg_documentation_fees, get_boat_sales_tax, list_boat_lender_terms.

Is yacht-loans safe to connect?

The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• estimate_uscg_documentation_fees open 50m ago

  Adds up the Coast Guard NVDC fees (46 CFR 67.550) to document a financed recreational boat: Abstract of Title, initial certificate or exchange into your name for 1 to 5 years, bill of sale and preferred mortgage recording by page count, and a certified copy for the lender, plus the full NVDC fee table.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "years": {
        "type": "integer",
        "maximum": 5,
        "minimum": 1,
        "description": "Years the recreational endorsement runs, 1 to 5 ($26.00 for each year past the first). Default 5."
      },
      "mortgage_pages": {
        "type": "integer",
        "maximum": 200,
        "minimum": 0,
        "description": "Pages of the preferred mortgage to record at $4.00 a page; 0 if not financed. Default 12 (an assumption; count your own)."
      },
      "already_documented": {
        "type": "boolean",
        "description": "true (default) if the boat is already documented, so the certificate is exchanged into your name ($84.00); false if it has never been documented (initial certificate, $133.00)."
      },
      "bill_of_sale_pages": {
        "type": "integer",
        "maximum": 50,
        "minimum": 0,
        "description": "Pages of the bill of sale to record at $8.00 a page; 0 if none is filed. Default 2 (an assumption; count your own)."
      }
    },
    "additionalProperties": false
  }

  arguments 28 lines copy
• get_boat_sales_tax open 50m ago

  The boat sales or use tax rule yacht.loans has confirmed for a state from its statute or tax agency: rate, cap, exemptions or special tests (such as California's 12-month test or Florida's $18,000 cap), the citation, source URL and the date it was read. Omit state to list every state covered.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "state": {
        "type": "string",
        "description": "Two-letter state code or state name, e.g. FL or \"New Jersey\". Omit to list all covered states."
      }
    },
    "additionalProperties": false
  }

  arguments 10 lines copy
• list_boat_lender_terms open 50m ago

  What banks, credit unions, marine lenders and brokers publish on their own boat loan pages, as read by yacht.loans: rate ranges with their dates, loan amounts, longest terms, down payment and boat age or size rules, with each lender's URL. Filter by lender type or name; not offers and not a ranking.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "kind": {
        "enum": [
          "bank",
          "credit_union",
          "marine_lender_or_broker",
          "unsecured"
        ],
        "type": "string",
        "description": "Only this type of lender: bank, credit_union, marine_lender_or_broker or unsecured."
      },
      "name": {
        "type": "string",
        "maxLength": 60,
        "minLength": 2,
        "description": "Part of a lender name, e.g. \"Truist\" or \"Navy Federal\"."
      }
    },
    "additionalProperties": false
  }

  arguments 22 lines copy
• calculate_boat_loan unknown never probed

  Runs the yacht.loans boat loan calculator on your numbers: monthly loan payment, payment with insurance, amount financed, balloon left at the end when payments are figured over more years than the term, interest over the term, sales tax (from a state rule on the site or your own rate and cap), cash at closing, and the loan balance at the end of each year.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "price",
      "apr_pct",
      "term_years"
    ],
    "properties": {
      "price": {
        "type": "number",
        "maximum": 100000000,
        "minimum": 1000,
        "description": "Purchase price of the boat in US dollars, e.g. 450000."
      },
      "state": {
        "type": "string",
        "pattern": "^[A-Za-z]{2}$",
        "description": "Two-letter code of the state where the boat is taxed; applies that state's rate and cap from https://yacht.loans/boat-sales-tax-by-state/. Usable: CT, FL, MD, NJ, NC, RI, SC, TX, VA. Omit to give sales_tax_pct instead."
      },
      "apr_pct": {
        "type": "number",
        "maximum": 30,
        "minimum": 0,
        "description": "APR in percent from the borrower's own quote, e.g. 8.25. This server has no rate of its own; lenders' published ranges are in list_boat_lender_terms."
      },
      "term_years": {
        "type": "integer",
        "maximum": 30,
        "minimum": 1,
        "description": "Loan term in years, e.g. 15 (the site offers 5, 7, 10, 12, 15 and 20)."
      },
      "down_payment": {
        "type": "number",
        "maximum": 100000000,
        "minimum": 0,
        "description": "Down payment in dollars. Default 0. Give this or down_payment_pct, not both."
      },
      "closing_costs": {
        "type": "number",
        "maximum": 10000000,
        "minimum": 0,
        "description": "Documentation, title and registration costs in dollars. Default 0."
      },
      "sales_tax_cap": {
        "type": "number",
        "maximum": 10000000,
        "minimum": 0,
        "description": "Maximum sales tax in dollars with sales_tax_pct, 0 = no cap. Default 0."
      },
      "sales_tax_pct": {
        "type": "number",
        "maximum": 15,
        "minimum": 0,
        "description": "Your own sales tax rate in percent, used when state is omitted. Default 0."
      },
      "down_payment_pct": {
        "type": "number",
        "maximum": 100,
        "minimum": 0,
        "description": "Down payment as a percent of the price, e.g. 20. Give this or down_payment, not both."
      },
      "amortization_years": {
        "type": "integer",
        "maximum": 30,
        "minimum": 1,
        "description": "Years the payments are figured over. Default = term_years (no balloon). Longer than the term leaves a balloon, e.g. term 15 figured over 20. Shorter than the term is raised to the term, as on the site."
      },
      "insurance_per_year": {
        "type": "number",
        "maximum": 10000000,
        "minimum": 0,
        "description": "Annual insurance premium in dollars from the agent's quote. Default 0."
      },
      "finance_tax_and_fees": {
        "type": "boolean",
        "description": "Roll the sales tax and closing costs into the loan (true, default, as on the site) or pay them at closing (false)."
      }
    },
    "additionalProperties": false
  }

  arguments 80 lines copy

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.