_ registry / mcp http-sse · checked 30m ago

c4c-mortgage-regs

https://mcp.claudeforcompliance.com

Registry code: 15a7281bba9102c7

api record

1. Answer in the regulator's exact words: quote each relevant section verbatim with its section citation, not a paraphrase. Summary after, labeled as a summary.

2. State any `currency` warning and which version.

endpoint
https://mcp.claudeforcompliance.com/mcp
protocol
http-sse ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing · is it yours? claim it
karma
0 · newcomer
_ is it live, free and safe measured by this hub
Is c4c-mortgage-regs live?
Yes — it answered the hub's last check (checked 30m ago). It answered 99% of checks over the last 30 days.
Is c4c-mortgage-regs free to use?
Yes — the hub reached it with no key and no payment.
What tools does c4c-mortgage-regs have?
10 tools: get_obligation, start_playbook, list_playbooks, lookup_citation, search_regs, verify_quote, find_in_section, get_reg, ….
Is c4c-mortgage-regs safe to connect?
The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.
reachable
live
uptime, 30 days
99.4%

90 days 99.7%· all time 99.7%

latency
493ms

last good check

priced tools
0

of 10 tools

_ answered our checks, 90 days 288 checks · signed record
  • degraded → live
  • live → degraded· timeout after 20000ms
  • degraded → live
  • unknown → live
_ what it is for
used for
  • search us mortgage regulations
  • get verbatim regulation text
  • resolve a regulatory citation
  • verify a quote against regulator text
takes → gives
text → text, data
tools
10 reads
_ usage and payments 30 days

Calls placed through this hub's router, from its own receipts. Every caller and every payer counts the same; the chain total is counted from three payers.

accounts
0

through this hub

calls served
0

successful

paid through this hub
0 USDC

what callers paid

inferred, not observed

Access was read off the card rather than seen on the wire: inferred: the handshake, the tool list and a call without arguments went through with no key and no payment asked; no tool was run

_ what it can do 10 tools
10 never probed 0 of 10 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • get_obligation reads unknown 14h ago

    Returns one obligation's (section's) verbatim regulator text with provenance. Inputs: `obligation_id`; optional `offset`, `limit`, `compare_versions`. `verbatim` holds the text between <<<BEGIN VERBATIM>>> and <<<END VERBATIM>>>. `canonical_citation` is the section's citation in the regulator's style (e.g. "4000.1 II.A.5.d", "B3-3.3-07", "38 U.S.C. 3709(b)"), or null. Paging: at most 24,000 chars per response; `chars_offset` + `chars_returned` is the position within `chars_total`; `next_offset` is the offset of the next page, or null when the section ends in this response; `truncated` means more text follows; `started_mid_section` means text before `chars_offset` is not included; `paging` gives page N of M. `currency` is null or a version/status signal (dual-version, pending, revision-pending, superseded, expired...) with a one-line `headline`. An FHA 4000.1 section HUD's Update 18 revises has two obligations, the in-force text and the revision (`<id>::update-18`); `version` says which this is and `other_version` identifies the other. `compare_versions: true` adds `version_changes`, the sentences Update 18 deletes and adds. `figures` is a best-effort extraction of figures in the text; an empty or incomplete list is not evidence that the text states no figure. `canonical_id`, when set, is the register this one is a same-text copy of.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "obligation_id"
      ],
      "properties": {
        "limit": {
          "type": "integer",
          "maximum": 24000,
          "minimum": 1,
          "description": "Max chars to return from offset (200-24000; default 24000)."
        },
        "offset": {
          "type": "integer",
          "maximum": 9007199254740991,
          "minimum": 0
        },
        "obligation_id": {
          "type": "string",
          "minLength": 1
        },
        "compare_versions": {
          "type": "boolean",
          "description": "On an FHA section Update 18 revises: also return `version_changes`, the sentences Update 18 deletes and adds (verbatim units with offsets)."
        }
      }
    }
    arguments 28 lines
  • start_playbook reads unknown never probed

    Returns one playbook's full workflow instructions, its stages, the stage reference names and the rule-kit version: the Fannie Mae AI lender letter (LL-2026-04) P&P review, or FHA, VA or USDA loan-file QC. Input: the playbook `id`; an unknown id returns `unknown_playbook` with `valid_ids`. Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "id"
      ],
      "properties": {
        "id": {
          "type": "string",
          "pattern": "^[a-z0-9-]+$",
          "maxLength": 64,
          "description": "Playbook id: one of fnma-ai-lender-letter, fha-underwriting-qc, va-loan-qc, usda-loan-qc."
        }
      }
    }
    arguments 15 lines
  • list_playbooks reads unknown never probed

    Lists the guided compliance playbooks this server provides: the Fannie Mae AI lender letter (LL-2026-04) P&P review (AI inventory, AI governance policy, risk assessment, P&P updates, change log) and FHA, VA and USDA loan-file QC against the verbatim handbooks. Returns each playbook's id, what it does, when it applies and what the user provides. Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "properties": {}
    }
    arguments 5 lines
  • lookup_citation reads unknown 30m ago

    Resolves a regulatory citation (e.g. '4000.1 II.A.8.d', 'B3-4.3-04', 'Freddie Mac Guide 5306.1', '38 U.S.C. 3737', 'M26-7 Chapter 4 Topic 9', 'SBA Notice 5000-872764', 'SOP 50 10 8 B.Ch1.A.2', 'HB-1-3555 11.3') to a `register_id`. Errors: `not_found` (the cite parses but is not in the corpus; `parsed` shows the parse), `ambiguous` (it could mean several registers, listed in `candidates`; no guess is made), `unparsed` (not recognizable as a citation). Near matches are not suggested. A handbook section resolves to the handbook's own register; documents that cite or amend it (e.g. Mortgagee Letters) are listed in `related` and are not the section's text. Identical copies of a section resolve to one register and are listed in `also_at`. A whole-handbook name returns `handbook`, an outline of its parts. A section the regulator renumbered returns `kind` "renumbered": `register_id` is the section under its new number, `renumbered_from` the old register, and no text is given under the old number.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "citation"
      ],
      "properties": {
        "citation": {
          "type": "string",
          "minLength": 1
        }
      }
    }
    arguments 13 lines
  • search_regs reads unknown 30m ago

    Full-text search of US mortgage regulator text (Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae, SBA, CFPB). Inputs: `query`; optional `family` (one agency), `limit` (1-25), `currency_kind` (only sections carrying that currency signal; "any" = any signal). Common abbreviations (DTI, LTV, IRRRL, W-2, VOE, PITI, BK...) are expanded to the regulator's terms. Each result is one section: title, `obligation_id`, `canonical_citation` (the citation in the regulator's style, or null) and `excerpt`, a verbatim fragment near the match, not the whole rule. `match` is "all_terms" or "partial"; a partial result lists the query words it lacks in `missing_terms`. Order: `rank_score`, highest first = text score (title-weighted) x term coverage x title fit, with superseded, pending, incorporated or expired text x0.2, a special program's section (`special_program`: Home Possible, HomeReady, 203(k), HECM...) x0.5 unless the query names the program, and `obligation_type` "note" (source-credit notes) or "index" (a chapter heading) x0.2 unless the query asks for them. `section_status` "deleted" marks a deleted-section stub, ranked last. A query that is a citation returns the cited section first and sets `cited`; a bare handbook name ("HUD 4000.1") adds `handbook`, an outline of its parts. `currency` is null or a version/status signal whose kinds include dual-version, pending, revision-pending, superseded, superseded-in-part (a Mortgagee Letter replaced some provisions, named in `headline`), modified-by (a later issuance changes it, optional until its mandatory date) and expired. `version` "in-force" or "update-18-optional" marks the two texts of an FHA section HUD's Update 18 revises (`mandatory_date` for the revision); `other_version` is the other text's obligation_id. Empty results carry `reason` (empty_query, no_match, no_match_above_threshold) and may carry `guidance` naming shorthand in the query.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "query"
      ],
      "properties": {
        "limit": {
          "type": "integer",
          "maximum": 25,
          "minimum": 1
        },
        "query": {
          "type": "string",
          "minLength": 1
        },
        "family": {
          "enum": [
            "hud",
            "hudmf",
            "va",
            "fnma",
            "fhlmc",
            "gnma",
            "usda",
            "sba"
          ],
          "type": "string",
          "description": "hud = HUD/FHA Single Family (Handbook 4000.1, Mortgagee Letters); hudmf = HUD/FHA Multifamily (MAP Guide 4430.G, multifamily Mortgagee Letters); va; fnma = Fannie Mae; fhlmc = Freddie Mac; gnma = Ginnie Mae; usda; sba."
        },
        "currency_kind": {
          "enum": [
            "any",
            "dual-version",
            "revision-pending",
            "pending",
            "expires",
            "expired",
            "superseded",
            "predates-statute",
            "incorporated",
            "incorporated-update-18",
            "revised",
            "revised-this-update",
            "source-relocated",
            "proposed",
            "directive-watch",
            "vacated-watch",
            "superseded-in-part",
            "modified-by",
            "deleted",
            "optional-now",
            "amends",
            "time-limited",
            "note"
          ],
          "type": "string",
          "description": "Restricts results to sections carrying this currency signal; \"any\" = any signal."
        }
      }
    }
    arguments 61 lines
  • verify_quote reads unknown 30m ago

    Checks whether a passage appears in a regulator's source document; accepts text from any source. Inputs: `text` (up to 5,000 words); optional `register_id` (without it, up to 3 candidate documents are located by search). `outcome` is one of: exact (contiguous in the source, quote marks and dashes as the source writes them; a line break counts as a space); normalized (matches after folding quote and dash typography, `typography_folded`; ignoring page footers or running heads, `furniture_ignored`; spacing where the stored source splits or joins words, `spacing_ignored`; or added list markers, `list_markers_ignored`); composed (every word is in the source, in source order, but from non-contiguous pieces, as with an overview or an ellipsis; `omissions` lists the short source phrases skipped between pieces); not_found (no source support; `unsupported` lists the unsupported spans, and on a near miss `differences` gives the closest source text, the source words the text lacks and the words it adds); not_checked (over 5,000 words). `coverage` is the share of words found. `checked_against` names the documents checked (document, edition, retrieval date; ids in `checked_snapshot_ids`); `matched_against` names the one matched, `matched_register_id` / `matched_obligation_id` the stored text containing the passage. `matched_version` is current; superseded (the text is a prior version of the rule; `superseded_by` is the current register); or update-18-optional (HUD's Update 18 revision of an FHA 4000.1 section, optional until `mandatory_date`; `in_force_obligation_id` is the text in force by default). `obligation_currency` lists currency signals on the obligation holding the text (e.g. superseded-in-part). `rescinded: true` (with `rescinded_by`) means the passage is text a later issuance removed or replaced.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "text"
      ],
      "properties": {
        "text": {
          "type": "string",
          "minLength": 1
        },
        "register_id": {
          "type": "string"
        }
      }
    }
    arguments 16 lines
  • find_in_section reads unknown 14h ago

    Returns only the verbatim paragraphs of one obligation (section) that contain the given terms. Inputs: `obligation_id`; `terms`, 1-6 short words or phrases ("cash-out", "credit score", "LTV"; abbreviations are expanded; numbers match as words or digits, so "five years" finds "five (5) years"); optional `max_passages`. Each passage has `verbatim` (the regulator's exact text), `offset` (its position in the section's text), `canonical_citation` (the pinpoint cite, where derivable) and `heading_path` (every heading above it, e.g. "vi. No Cash-Out Refinances > (A) Rate and Term > (i) Standard"). A match inside a table returns the whole table (`table: true`; `table_layout: "flattened"` when the source lost its layout and cells may not line up). A passage ending in a colon includes the list it introduces (`list_included: true`). `truncated` means more passages matched than were returned. No passages means no paragraph contains the terms as given; it is not a statement about the rule. `currency` is null or a version/status signal (dual-version, pending, revision-pending, superseded, expired...). On an FHA section HUD's Update 18 revises, `version` ("in-force" or "update-18-optional") says which text this is and `other_version` identifies the other.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "obligation_id",
        "terms"
      ],
      "properties": {
        "terms": {
          "type": "array",
          "items": {
            "type": "string",
            "maxLength": 60,
            "minLength": 1
          },
          "maxItems": 6,
          "minItems": 1,
          "description": "1-6 short terms, e.g. [\"cash-out\", \"credit score\"]; not document text."
        },
        "max_passages": {
          "type": "integer",
          "maximum": 20,
          "minimum": 1
        },
        "obligation_id": {
          "type": "string",
          "maxLength": 300,
          "minLength": 1
        }
      }
    }
    arguments 31 lines
  • get_reg reads unknown 14h ago

    Returns a manifest of one register (source document): its provenance, `currency` (null or a version/status signal: dual-version, pending revision, superseded, expired...) and its obligations (sections), each with `obligation_id`, section, `canonical_citation`, `chars_total` and `will_truncate` (true when the section exceeds one 24,000-char page). The manifest contains no regulator text. A dual-version section lists both obligations, each with `version` ("in-force" or "update-18-optional") and `other_version`.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "register_id"
      ],
      "properties": {
        "register_id": {
          "type": "string",
          "minLength": 1
        }
      }
    }
    arguments 13 lines
  • get_playbook_reference reads unknown never probed

    Returns one stage reference document of a playbook (e.g. the FNMA playbook's DISCOVERY, RECONCILE, SYNTHESIS, PP-UPDATE, CHANGELOG or UPDATING stage). Inputs: `id`, `name` (one of the playbook's `references`). Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "id",
        "name"
      ],
      "properties": {
        "id": {
          "type": "string",
          "pattern": "^[a-z0-9-]+$",
          "maxLength": 64,
          "description": "Playbook id: one of fnma-ai-lender-letter, fha-underwriting-qc, va-loan-qc, usda-loan-qc."
        },
        "name": {
          "type": "string",
          "pattern": "^[A-Za-z0-9-]+$",
          "maxLength": 64,
          "description": "Reference name, one of the playbook's `references`."
        }
      }
    }
    arguments 22 lines
  • get_playbook_kit reads unknown never probed

    Returns a playbook's rule kit. FNMA AI lender letter: the verbatim LL-2026-04, InfoSec Supplement and ECOA/Reg B/FCRA/AVM rows with citations, paginated; `next_offset` is the next page's offset, or null when the kit is complete. FHA/VA/USDA QC: the corpus registers each check area is grounded in. The kit block's fingerprint and dates identify its version. Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.

    mcp-tool

    {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "id"
      ],
      "properties": {
        "id": {
          "type": "string",
          "pattern": "^[a-z0-9-]+$",
          "maxLength": 64,
          "description": "Playbook id: one of fnma-ai-lender-letter, fha-underwriting-qc, va-loan-qc, usda-loan-qc."
        },
        "offset": {
          "type": "integer",
          "maximum": 9007199254740991,
          "minimum": 0,
          "description": "Row offset for the next page (the previous page's next_offset)."
        }
      }
    }
    arguments 21 lines
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