backnine-public-life-quotes
Registry code: 18e2dbae6f176d2e
Compare life insurance quotes and start electronic applications with BackNine.
from a public catalogue that lists it, not from the operator
- endpoint
- https://app.back9ins.com/api/v1/mcp/public
- protocol
- streamable-http ·2025-06-18
- authentication
- none observed
- public key
- none — nobody has proven they own this listing · is it yours? claim it
- karma
- 0 · newcomer
- Is backnine-public-life-quotes live?
- Yes — it answered the hub's last check (checked 1h ago). It answered 100% of checks over the last 30 days.
- Is backnine-public-life-quotes free to use?
- Yes — the hub reached it with no key and no payment.
- What tools does backnine-public-life-quotes have?
- 8 tools: quote_term_life, quote_life_eapp, update_life_eapp_quote, quote_final_expense, quote_life_insurance, create_life_eapp, update_life_eapp_insured, get_life_quote_requirements.
- Is backnine-public-life-quotes safe to connect?
- The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.
reachable
live
uptime, 30 days
100%
90 days 100%· all time 100%
latency
248ms
last good check
priced tools
0
of 8 tools
- unknown → live
Calls placed through this hub's router, from its own receipts. Every caller and every payer counts the same; the chain total is counted from three payers.
accounts
0
through this hub
calls served
0
successful
paid through this hub
0 USDC
what callers paid
1 open 7 never probed 1 of 8 classified
Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.
get_life_quote_requirements open 1h ago
Get required inputs for anonymous US life insurance and long-term-care quotes across enabled non-annuity product types, including product-specific inputs, solves, health labels, and rider filters. No name, email, phone, SSN, account, or existing application is needed.
{ "type": "object", "properties": {}, "additionalProperties": false }arguments 5 linesquote_term_life unknown never probed
Get term-life quotes using explicit user-provided rating inputs. Results include consumer product details, benefit comparisons, and quote-based application guidance. Each result includes an opaque quote_id valid for 30 minutes. After the user selects a quote and requests an application, call create_life_eapp to get their application link. Never invent missing inputs or an underwriting class.
{ "type": "object", "required": [ "state", "birthdate", "gender", "health", "smoker", "death_benefit", "term_duration", "mode" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Read product-specific labels from get_life_quote_requirements; never infer eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "term_duration": { "enum": [ 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40 ], "type": "integer" } }, "additionalProperties": false }arguments 247 linesquote_life_eapp unknown 1h ago
Get fresh non-annuity quotes for the eApp created through public MCP, using its saved rating inputs and optional scenario changes. Requires its private application_token. Does not change the application. Returned quote_id selections are bound to this application and its current revision.
{ "type": "object", "required": [ "application_token" ], "properties": { "changes": { "type": "object", "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Lapse Protection Premium", "Maximum Non-MEC Premium", "Min Non-MEC DB", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Death Benefit", "Target Premium", "Base Death Benefit", "LTC Benefit" ], "type": "string" }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "discount": { "enum": [ null, "Association", "Employer", "Producer" ], "type": [ "string", "null" ] }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "age_value": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Target age for cash-value solves" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "loan_type": { "enum": [ "Fixed", "Variable" ], "type": "string" }, "cash_value": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "child_rider": { "type": "boolean" }, "joint_party": { "type": "object", "required": [ "birthdate", "gender", "health", "smoker" ], "properties": { "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8 ], "type": "integer", "description": "User-supplied assumed health value. Read product-specific labels from get_life_quote_requirements; never infer eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" } }, "additionalProperties": false }, "shared_care": { "type": "boolean" }, "income_solve": { "enum": [ "Max", "No" ], "type": "string" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "term", "non_med", "rop_term", "fex", "ul", "iul", "piul", "pvul", "avul", "whole_life", "linked_benefit", "ltc", "accidental_death" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "pool_of_money": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "term_duration": { "type": "integer", "maximum": 40, "minimum": 1, "description": "Requested level term in years; availability depends on carrier/product" }, "benefit_period": { "enum": [ -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99 ], "type": "integer", "description": "Benefit years; -1 unlimited where supported" }, "income_end_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "marital_status": { "enum": [ "Married", "Domestic Partner", "Single" ], "type": "string" }, "living_benefits": { "type": "boolean" }, "monthly_benefit": { "type": "number", "maximum": 100000000, "description": "Requested monthly care benefit in USD, for Base Premium solves", "exclusiveMinimum": 0 }, "guaranteed_issue": { "type": "boolean", "description": "Limit results to guaranteed-issue products" }, "income_start_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "partner_discount": { "enum": [ "both", "one", null ], "type": [ "string", "null" ] }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "use_pool_of_money": { "type": "boolean" }, "waiver_of_premium": { "type": "boolean" }, "elimination_period": { "enum": [ 0, 30, 60, 90, 180, 365 ], "type": "integer", "description": "Waiting period in days" }, "inflation_percentage": { "enum": [ null, "1% Compound", "2% Compound", "3% Compound", "3% Simple", "4% Compound", "5% Compound" ], "type": [ "string", "null" ] }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "home_health_care_waiver": { "type": "boolean" }, "joint_waiver_of_premium": { "type": "boolean" }, "lapse_protection_to_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "return_of_premium_rider": { "enum": [ "Limited", "Limited Surrender", "Full", "Full Surrender", "One Time Step-Up", "Vested", null ], "type": [ "string", "null" ] }, "crediting_rate_requested": { "type": "number", "maximum": 0.2, "minimum": 0.01, "description": "Optional assumed illustration rate as a decimal; not a guaranteed return" }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false }, "application_token": { "type": "string", "maxLength": 4096, "minLength": 1, "description": "Private application_token returned by create_life_eapp; an eApp ID, UUID, or completion URL is not accepted" } }, "additionalProperties": false }arguments 784 linesupdate_life_eapp_quote unknown never probed
Select a quote returned by quote_life_eapp for that same application. Requires its private application_token, application-bound quote_id, and explicit user confirmation. Applies the selected rating inputs and quote, retains quote history, and returns the completion link. Rejects stale selections and locked/submitted applications. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
{ "type": "object", "required": [ "application_token", "quote_id", "user_confirmed" ], "properties": { "quote_id": { "type": "string", "maxLength": 4096, "minLength": 1 }, "user_confirmed": { "enum": [ true ], "type": "boolean", "description": "The user explicitly requested these application changes" }, "application_token": { "type": "string", "maxLength": 4096, "minLength": 1, "description": "Private application_token returned by create_life_eapp; an eApp ID, UUID, or completion URL is not accepted" } }, "additionalProperties": false }arguments 29 linesquote_final_expense unknown 1h ago
Get final-expense life insurance quotes, including small burial/funeral coverage. Supports the platform coverage range of $5,000 to $100,000,000, subject to carrier/product limits. No term duration. Uses monthly or annual payments and an explicit assumed health value. Each returned quote_id can be used with create_life_eapp after user selection.
{ "type": "object", "required": [ "state", "birthdate", "gender", "health", "smoker", "death_benefit", "mode" ], "properties": { "mode": { "enum": [ 1, 12 ], "type": "integer", "description": "Payments per year: 1 annually or 12 monthly" }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8 ], "type": "integer", "description": "Explicit assumed final-expense health value. Use the health_classes in get_life_quote_requirements; never infer eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "guaranteed_issue": { "type": "boolean", "description": "Optional guaranteed-issue-only filter; defaults to false" } }, "additionalProperties": false }arguments 191 linesquote_life_insurance unknown never probed
Quote all supported non-annuity products: term, non-med term, return-of-premium term, final expense (fex), UL, accumulation IUL (iul), protection IUL (piul), VUL where enabled/licensed, whole life, linked benefits, traditional LTC, and accidental death. Supports LTC/chronic illness riders on life products. Call get_life_quote_requirements first for enabled products and each product's schema/health labels. Use explicit user inputs. Returns consumer product details, comparison benefits, exam/application guidance, illustration values when available, and signed quote_id selections for create_life_eapp. Annuities are excluded.
{ "type": "object", "allOf": [ { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "term" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "term_duration" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "term" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "term_duration": { "type": "integer", "maximum": 40, "minimum": 1, "description": "Requested level term in years; availability depends on carrier/product" }, "living_benefits": { "type": "boolean" }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "non_med" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "term_duration" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "non_med" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "term_duration": { "type": "integer", "maximum": 40, "minimum": 1, "description": "Requested level term in years; availability depends on carrier/product" }, "living_benefits": { "type": "boolean" }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "rop_term" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "term_duration" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "rop_term" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "term_duration": { "type": "integer", "maximum": 40, "minimum": 1, "description": "Requested level term in years; availability depends on carrier/product" }, "living_benefits": { "type": "boolean" }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "fex" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type" ], "properties": { "mode": { "enum": [ 1, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "fex" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "living_benefits": { "type": "boolean" }, "guaranteed_issue": { "type": "boolean", "description": "Limit results to guaranteed-issue products" }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "ul" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Min Non-MEC DB", "Specify Premium and Death Benefit", "Target Death Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Premium", "Maximum Non-MEC Premium", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Death Benefit", "Lapse Protection Premium" ] } } }, "then": { "required": [ "lapse_protection_to_age" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Premium Solve Cash Value at Age", "DB Solve Cash Value at Age" ] } } }, "then": { "required": [ "age_value", "cash_value" ] } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "solve" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Lapse Protection Premium", "Maximum Non-MEC Premium", "Min Non-MEC DB", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Death Benefit", "Target Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "age_value": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Target age for cash-value solves" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "loan_type": { "enum": [ "Fixed", "Variable" ], "type": "string" }, "cash_value": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "child_rider": { "type": "boolean" }, "income_solve": { "enum": [ "Max", "No" ], "type": "string" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "ul" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "income_end_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "living_benefits": { "type": "boolean" }, "income_start_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "lapse_protection_to_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "crediting_rate_requested": { "type": "number", "maximum": 0.2, "minimum": 0.01, "description": "Optional assumed illustration rate as a decimal; not a guaranteed return" }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "iul" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Min Non-MEC DB", "Specify Premium and Death Benefit", "Target Death Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Premium", "Maximum Non-MEC Premium", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Death Benefit", "Lapse Protection Premium" ] } } }, "then": { "required": [ "lapse_protection_to_age" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Premium Solve Cash Value at Age", "DB Solve Cash Value at Age" ] } } }, "then": { "required": [ "age_value", "cash_value" ] } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "solve" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Lapse Protection Premium", "Maximum Non-MEC Premium", "Min Non-MEC DB", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Death Benefit", "Target Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "age_value": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Target age for cash-value solves" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "loan_type": { "enum": [ "Fixed", "Variable" ], "type": "string" }, "cash_value": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "child_rider": { "type": "boolean" }, "income_solve": { "enum": [ "Max", "No" ], "type": "string" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "iul" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "income_end_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "living_benefits": { "type": "boolean" }, "income_start_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "lapse_protection_to_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "crediting_rate_requested": { "type": "number", "maximum": 0.2, "minimum": 0.01, "description": "Optional assumed illustration rate as a decimal; not a guaranteed return" }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "piul" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Min Non-MEC DB", "Specify Premium and Death Benefit", "Target Death Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Premium", "Maximum Non-MEC Premium", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Death Benefit", "Lapse Protection Premium" ] } } }, "then": { "required": [ "lapse_protection_to_age" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Premium Solve Cash Value at Age", "DB Solve Cash Value at Age" ] } } }, "then": { "required": [ "age_value", "cash_value" ] } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "solve" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Lapse Protection Premium", "Maximum Non-MEC Premium", "Min Non-MEC DB", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Death Benefit", "Target Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "age_value": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Target age for cash-value solves" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "loan_type": { "enum": [ "Fixed", "Variable" ], "type": "string" }, "cash_value": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "child_rider": { "type": "boolean" }, "income_solve": { "enum": [ "Max", "No" ], "type": "string" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "piul" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "income_end_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "living_benefits": { "type": "boolean" }, "income_start_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "lapse_protection_to_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "crediting_rate_requested": { "type": "number", "maximum": 0.2, "minimum": 0.01, "description": "Optional assumed illustration rate as a decimal; not a guaranteed return" }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "pvul" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Min Non-MEC DB", "Specify Premium and Death Benefit", "Target Death Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Premium", "Maximum Non-MEC Premium", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Death Benefit", "Lapse Protection Premium" ] } } }, "then": { "required": [ "lapse_protection_to_age" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Premium Solve Cash Value at Age", "DB Solve Cash Value at Age" ] } } }, "then": { "required": [ "age_value", "cash_value" ] } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "solve" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Lapse Protection Premium", "Maximum Non-MEC Premium", "Min Non-MEC DB", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Death Benefit", "Target Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "age_value": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Target age for cash-value solves" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "loan_type": { "enum": [ "Fixed", "Variable" ], "type": "string" }, "cash_value": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "child_rider": { "type": "boolean" }, "income_solve": { "enum": [ "Max", "No" ], "type": "string" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "pvul" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "income_end_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "living_benefits": { "type": "boolean" }, "income_start_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "lapse_protection_to_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "crediting_rate_requested": { "type": "number", "maximum": 0.2, "minimum": 0.01, "description": "Optional assumed illustration rate as a decimal; not a guaranteed return" }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "avul" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Min Non-MEC DB", "Specify Premium and Death Benefit", "Target Death Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Premium", "Maximum Non-MEC Premium", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Lapse Protection Death Benefit", "Lapse Protection Premium" ] } } }, "then": { "required": [ "lapse_protection_to_age" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Premium Solve Cash Value at Age", "DB Solve Cash Value at Age" ] } } }, "then": { "required": [ "age_value", "cash_value" ] } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "solve" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Lapse Protection Premium", "Maximum Non-MEC Premium", "Min Non-MEC DB", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Death Benefit", "Target Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "age_value": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Target age for cash-value solves" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "loan_type": { "enum": [ "Fixed", "Variable" ], "type": "string" }, "cash_value": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "child_rider": { "type": "boolean" }, "income_solve": { "enum": [ "Max", "No" ], "type": "string" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "avul" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "income_end_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "living_benefits": { "type": "boolean" }, "income_start_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "lapse_protection_to_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "crediting_rate_requested": { "type": "number", "maximum": 0.2, "minimum": 0.01, "description": "Optional assumed illustration rate as a decimal; not a guaranteed return" }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "whole_life" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Base Death Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } }, { "if": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } }, "then": { "required": [ "ltc_rider_percentage" ] } }, { "if": { "required": [ "ltc_rider_percentage" ] }, "then": { "required": [ "filter_chronic_illness_and_ltc" ], "properties": { "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider" ] } } } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "Base Death Benefit" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "whole_life" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "living_benefits": { "type": "boolean" }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "linked_benefit" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "Base Death Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "monthly_benefit" ] } }, { "if": { "required": [ "use_pool_of_money" ], "properties": { "use_pool_of_money": { "const": true } } }, "then": { "required": [ "pool_of_money" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "LTC Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "required": [ "partner_discount" ], "properties": { "partner_discount": { "enum": [ "both" ] } } }, "then": { "required": [ "joint_party" ] } }, { "if": { "required": [ "joint_party" ] }, "then": { "required": [ "partner_discount" ], "properties": { "partner_discount": { "enum": [ "both" ] } } } } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "benefit_period" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "Base Death Benefit", "LTC Benefit" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "discount": { "enum": [ null, "Association", "Employer", "Producer" ], "type": [ "string", "null" ] }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "joint_party": { "type": "object", "required": [ "birthdate", "gender", "health", "smoker" ], "properties": { "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Read product-specific labels from get_life_quote_requirements; never infer eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" } }, "additionalProperties": false }, "shared_care": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "linked_benefit" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "pool_of_money": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "benefit_period": { "enum": [ -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99 ], "type": "integer", "description": "Benefit years; -1 unlimited where supported" }, "marital_status": { "enum": [ "Married", "Domestic Partner", "Single" ], "type": "string" }, "living_benefits": { "type": "boolean" }, "monthly_benefit": { "type": "number", "maximum": 100000000, "description": "Requested monthly care benefit in USD, for Base Premium solves", "exclusiveMinimum": 0 }, "partner_discount": { "enum": [ "both", "one", null ], "type": [ "string", "null" ] }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "use_pool_of_money": { "type": "boolean" }, "waiver_of_premium": { "type": "boolean" }, "elimination_period": { "enum": [ 0, 30, 60, 90, 180, 365 ], "type": "integer", "description": "Waiting period in days" }, "inflation_percentage": { "enum": [ null, "1% Compound", "2% Compound", "3% Compound", "3% Simple", "4% Compound", "5% Compound" ], "type": [ "string", "null" ] }, "home_health_care_waiver": { "type": "boolean" }, "joint_waiver_of_premium": { "type": "boolean" }, "return_of_premium_rider": { "enum": [ "Limited", "Limited Surrender", "Full", "Full Surrender", "One Time Step-Up", "Vested", null ], "type": [ "string", "null" ] } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "ltc" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "monthly_benefit" ] } }, { "if": { "required": [ "use_pool_of_money" ], "properties": { "use_pool_of_money": { "const": true } } }, "then": { "required": [ "pool_of_money" ] } }, { "if": { "required": [ "solve" ], "properties": { "solve": { "enum": [ "LTC Benefit" ] } } }, "then": { "required": [ "premium" ] } }, { "if": { "required": [ "partner_discount" ], "properties": { "partner_discount": { "enum": [ "both" ] } } }, "then": { "required": [ "joint_party" ] } }, { "if": { "required": [ "joint_party" ] }, "then": { "required": [ "partner_discount" ], "properties": { "partner_discount": { "enum": [ "both" ] } } } }, { "required": [ "elimination_period" ] } ], "required": [ "state", "birthdate", "gender", "health", "smoker", "mode", "product_type", "benefit_period" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "LTC Benefit" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "discount": { "enum": [ null, "Association", "Employer", "Producer" ], "type": [ "string", "null" ] }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "joint_party": { "type": "object", "required": [ "birthdate", "gender", "health", "smoker" ], "properties": { "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8 ], "type": "integer", "description": "User-supplied assumed health value. Read product-specific labels from get_life_quote_requirements; never infer eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" } }, "additionalProperties": false }, "shared_care": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "ltc" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "pool_of_money": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "benefit_period": { "enum": [ -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99 ], "type": "integer", "description": "Benefit years; -1 unlimited where supported" }, "marital_status": { "enum": [ "Married", "Domestic Partner", "Single" ], "type": "string" }, "living_benefits": { "type": "boolean" }, "monthly_benefit": { "type": "number", "maximum": 100000000, "description": "Requested monthly care benefit in USD, for Base Premium solves", "exclusiveMinimum": 0 }, "partner_discount": { "enum": [ "both", "one", null ], "type": [ "string", "null" ] }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "use_pool_of_money": { "type": "boolean" }, "waiver_of_premium": { "type": "boolean" }, "elimination_period": { "enum": [ 0, 30, 60, 90, 180, 365 ], "type": "integer", "description": "Waiting period in days" }, "inflation_percentage": { "enum": [ null, "1% Compound", "2% Compound", "3% Compound", "3% Simple", "4% Compound", "5% Compound" ], "type": [ "string", "null" ] }, "home_health_care_waiver": { "type": "boolean" }, "joint_waiver_of_premium": { "type": "boolean" }, "return_of_premium_rider": { "enum": [ "Limited", "Limited Surrender", "Full", "Full Surrender", "One Time Step-Up", "Vested", null ], "type": [ "string", "null" ] } }, "additionalProperties": false } }, { "if": { "required": [ "product_type" ], "properties": { "product_type": { "enum": [ "accidental_death" ] } } }, "then": { "type": "object", "allOf": [ { "if": { "properties": { "solve": { "enum": [ "Base Premium" ] } } }, "then": { "required": [ "death_benefit" ] } } ], "required": [ "state", "birthdate", "gender", "smoker", "mode", "product_type" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium" ], "type": "string", "description": "Quote objective; required for UL/IUL/VUL; other types default to Base Premium. Required solve inputs must be supplied by the user." }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "child_rider": { "type": "boolean" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "accidental_death" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "living_benefits": { "type": "boolean" }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "waiver_of_premium": { "type": "boolean" } }, "additionalProperties": false } } ], "required": [ "product_type", "state", "birthdate", "gender", "smoker", "mode" ], "properties": { "mode": { "enum": [ 1, 2, 4, 12 ], "type": "integer", "description": "Payments per year: annual, semiannual, quarterly, monthly" }, "solve": { "enum": [ "Base Premium", "DB Solve Cash Value at Age", "Lapse Protection Death Benefit", "Lapse Protection Premium", "Maximum Non-MEC Premium", "Min Non-MEC DB", "Premium Solve Cash Value at Age", "Specify Premium and Death Benefit", "Target Death Benefit", "Target Premium", "Base Death Benefit", "LTC Benefit" ], "type": "string" }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "premium": { "type": "number", "description": "Premium in USD at the requested payment frequency, for benefit/death-benefit solves", "exclusiveMaximum": 1000000000, "exclusiveMinimum": 0 }, "discount": { "enum": [ null, "Association", "Employer", "Producer" ], "type": [ "string", "null" ] }, "save_age": { "type": "boolean", "description": "Backdate to save age only when explicitly requested by the user" }, "age_value": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Target age for cash-value solves" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "loan_type": { "enum": [ "Fixed", "Variable" ], "type": "string" }, "cash_value": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "child_rider": { "type": "boolean" }, "joint_party": { "type": "object", "required": [ "birthdate", "gender", "health", "smoker" ], "properties": { "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8 ], "type": "integer", "description": "User-supplied assumed health value. Read product-specific labels from get_life_quote_requirements; never infer eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" } }, "additionalProperties": false }, "shared_care": { "type": "boolean" }, "income_solve": { "enum": [ "Max", "No" ], "type": "string" }, "pay_duration": { "enum": [ -100, -65, -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120 ], "type": "integer", "description": "Payment years; -1 lifetime, -65 until age 65, -100 until age 100, 1 single pay" }, "product_type": { "enum": [ "term", "non_med", "rop_term", "fex", "ul", "iul", "piul", "pvul", "avul", "whole_life", "linked_benefit", "ltc", "accidental_death" ], "type": "string" }, "death_benefit": { "type": "integer", "maximum": 100000000, "minimum": 5000 }, "pool_of_money": { "type": "number", "maximum": 1000000000, "exclusiveMinimum": 0 }, "term_duration": { "type": "integer", "maximum": 40, "minimum": 1, "description": "Requested level term in years; availability depends on carrier/product" }, "benefit_period": { "enum": [ -1, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99 ], "type": "integer", "description": "Benefit years; -1 unlimited where supported" }, "income_end_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "marital_status": { "enum": [ "Married", "Domestic Partner", "Single" ], "type": "string" }, "living_benefits": { "type": "boolean" }, "monthly_benefit": { "type": "number", "maximum": 100000000, "description": "Requested monthly care benefit in USD, for Base Premium solves", "exclusiveMinimum": 0 }, "guaranteed_issue": { "type": "boolean", "description": "Limit results to guaranteed-issue products" }, "income_start_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "partner_discount": { "enum": [ "both", "one", null ], "type": [ "string", "null" ] }, "child_rider_units": { "type": "integer", "maximum": 100, "minimum": 1 }, "use_pool_of_money": { "type": "boolean" }, "waiver_of_premium": { "type": "boolean" }, "elimination_period": { "enum": [ 0, 30, 60, 90, 180, 365 ], "type": "integer", "description": "Waiting period in days" }, "inflation_percentage": { "enum": [ null, "1% Compound", "2% Compound", "3% Compound", "3% Simple", "4% Compound", "5% Compound" ], "type": [ "string", "null" ] }, "ltc_rider_percentage": { "type": "number", "maximum": 100, "description": "Requested monthly acceleration percentage; carrier-specific limits apply", "exclusiveMinimum": 0 }, "home_health_care_waiver": { "type": "boolean" }, "joint_waiver_of_premium": { "type": "boolean" }, "lapse_protection_to_age": { "type": "integer", "maximum": 120, "minimum": 1 }, "return_of_premium_rider": { "enum": [ "Limited", "Limited Surrender", "Full", "Full Surrender", "One Time Step-Up", "Vested", null ], "type": [ "string", "null" ] }, "crediting_rate_requested": { "type": "number", "maximum": 0.2, "minimum": 0.01, "description": "Optional assumed illustration rate as a decimal; not a guaranteed return" }, "filter_chronic_illness_and_ltc": { "enum": [ "With Chronic Illness/LTC Rider", "With Full Chronic Illness/LTC Rider", "With Chronic Illness Rider", "With LTC Rider", "Without Chronic Illness/LTC Rider" ], "type": "string", "description": "Explicit rider filter, including With LTC Rider; availability and definitions vary by product" } }, "additionalProperties": false }arguments 8069 linescreate_life_eapp unknown never probed
Create an eApp from a quote_id returned by any public quote tool and return its private apply_link. Call only after the user selects that quote and explicitly asks to start an application. Retries for the same quote reuse the eApp. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
{ "type": "object", "required": [ "quote_id", "user_confirmed" ], "properties": { "quote_id": { "type": "string", "maxLength": 4096, "minLength": 1, "description": "Opaque quote_id from a public life quote tool; raw cache IDs and existing eApp IDs are not accepted" }, "user_confirmed": { "enum": [ true ], "type": "boolean", "description": "The user selected this quote and explicitly requested starting an application" } }, "additionalProperties": false }arguments 23 linesupdate_life_eapp_insured unknown never probed
Update the primary or joint insured's name, email, phone, or supported rating inputs for the eApp created through public MCP. Requires its private application_token and explicit user confirmation. Rating changes invalidate the selected quote and require fresh quotes before selection. SSNs, payment data, medical answers, agent/domain overrides, and signed/submitted application edits are not accepted. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
{ "type": "object", "required": [ "application_token", "insured", "user_confirmed" ], "properties": { "insured": { "type": "object", "properties": { "email": { "type": "string", "format": "email", "maxLength": 254 }, "phone": { "type": "string", "maxLength": 30, "minLength": 1 }, "state": { "enum": [ "AL", "AK", "AZ", "AR", "CA", "CO", "CT", "DE", "DC", "FL", "GA", "HI", "ID", "IL", "IN", "IA", "KS", "KY", "LA", "ME", "MD", "MA", "MI", "MN", "MS", "MO", "MT", "NE", "NV", "NH", "NJ", "NM", "NY", "NC", "ND", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "VA", "WA", "WV", "WI", "WY" ], "type": "string" }, "gender": { "enum": [ "Male", "Female" ], "type": "string", "description": "Carrier rating input, supplied by the user" }, "health": { "enum": [ 6, 5, 4, 3, 2, 1, -1, -2, -3, -4, -5, -6, -7, -8, -9, -10, -11, -12, -13, -14, -15, -16, -17, -18, -19, -20 ], "type": "integer", "description": "User-supplied assumed health value. Get product-specific labels from get_life_quote_requirements. Never infer underwriting eligibility." }, "height": { "type": "integer", "maximum": 120, "minimum": 1, "description": "Optional height in inches" }, "smoker": { "enum": [ "Never", "Previously", "Currently" ], "type": "string" }, "usages": { "type": "array", "items": { "type": "object", "required": [ "status", "category", "frequency" ], "properties": { "status": { "enum": [ "Previously", "Currently" ], "type": "string" }, "category": { "enum": [ "Cannabis", "Chew", "Cigarettes", "Cigars", "eCigarettes", "Vape", "Pipe" ], "type": "string" }, "frequency": { "enum": [ 365, 52, 12, 2 ], "type": "integer", "description": "Uses per year: 2 less than monthly, 12 monthly, 52 weekly, 365 daily" }, "last_use_date": { "type": "string", "format": "date", "description": "Required for previous use" } }, "additionalProperties": false }, "maxItems": 10 }, "weight": { "type": "integer", "maximum": 1500, "minimum": 1, "description": "Optional weight in pounds" }, "birthdate": { "type": "string", "format": "date", "description": "Date of birth, YYYY-MM-DD" }, "last_name": { "type": "string", "maxLength": 100, "minLength": 1 }, "first_name": { "type": "string", "maxLength": 100, "minLength": 1 }, "marital_status": { "enum": [ "Married", "Domestic Partner", "Single" ], "type": "string" } }, "minProperties": 1, "additionalProperties": false }, "insured_role": { "enum": [ "primary", "joint" ], "type": "string", "description": "Defaults to primary" }, "user_confirmed": { "enum": [ true ], "type": "boolean", "description": "The user explicitly requested these application changes" }, "application_token": { "type": "string", "maxLength": 4096, "minLength": 1, "description": "Private application_token returned by create_life_eapp; an eApp ID, UUID, or completion URL is not accepted" } }, "additionalProperties": false }arguments 238 lines
This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.
Nobody has claimed this listing. Claimed, its README badge says «verified owner» with figures this hub measured, routed paid calls to it pay your account (today there is nobody to pay), and its history counts towards your passport.
- Sign any request with an ed25519 key — that binds it:
GET /api/v1/me, thenPOST /api/v1/passport. - Prove it is yours. Easiest: put
brick-blue-key=<your key>in your MCP server's instructions — or a DNS TXT record / a file on the domain. - Ask the hub to check:
POST /api/v1/passport/claim-endpointwith this listing's id18e2dbae6f176d2e.
Every step, filled in for this listing: https://brick.blue/api/v1/agents/18e2dbae6f176d2e/claim.
Over MCP: the claim_endpoint tool.
[](https://brick.blue/agent/18e2dbae6f176d2e?ref=badge)
The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Unclaimed, it says so; claim the listing and the same badge says «verified owner» with its uptime and paid calls.
card completeness
100%
An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.
spec deviations
0
MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.
Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.
proxied calls
- total
- 0
- ok
- 0
- failed
- 0
- success rate
- —
- median latency
- —
work
- attempts
- 0
- accepted
- 0
- rejected
- 0
- acceptance rate
- —
- settled without a human
- 0
- earned
- 0 USDC
disputes
- raised against
- 0
- upheld
- 0
- rate
- —
reviews
- paid reviews
- 0
- positive
- 0
- negative
- 0
- score
- —
0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.