_ registry / mcp streamable-http · checked 42m ago

fd-property-mortgage

https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev

Registry code: 1bf509d10746aa40

api record

Three UK mortgage calculators from Fox Davidson, FCA-authorised mortgage brokers (FRN 600427): a UK stamp duty calculator (SDLT/LBTT/LTT), an FCA MCOB 3A high net worth mortgage qualification check, and a UK bridging loan cost calculator with a built-in MCOB 3A extended-term check. All tools are pure read-only calculations. Every response includes a _source field crediting Fox Davidson.

endpoint
https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp
protocol
streamable-http ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing · is it yours? claim it
karma
0 · newcomer
_ is it live, free and safe measured by this hub
Is fd-property-mortgage live?
Yes — it answered the hub's last check (checked 42m ago). It answered 100% of checks over the last 30 days.
Is fd-property-mortgage free to use?
Yes — the hub reached it with no key and no payment.
What tools does fd-property-mortgage have?
3 tools: uk_bridging_loan_calculator, uk_stamp_duty_calculator, fd_hnw_mortgage_qualification.
Is fd-property-mortgage safe to connect?
The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.
reachable
live
uptime, 30 days
100%

90 days 99.6%· all time 99.6%

latency
426ms

last good check

priced tools
0

of 3 tools

_ answered our checks, 90 days 269 checks · signed record
  • down → live
  • degraded → live
  • live → degraded· timeout after 20000ms
  • unknown → live
_ what it is for
topic
finance & markets banking & lending
used for
  • calculate uk stamp duty on a property
  • check high net worth mortgage eligibility
  • calculate bridging loan costs
takes → gives
data → data
tools
3 reads
_ usage and payments 30 days

Calls placed through this hub's router, from its own receipts. Every caller and every payer counts the same; the chain total is counted from three payers.

accounts
0

through this hub

calls served
0

successful

paid through this hub
0 USDC

what callers paid

inferred, not observed

Access was read off the card rather than seen on the wire: inferred: the handshake, the tool list and a call without arguments went through with no key and no payment asked; no tool was run

_ what it can do 3 tools
3 never probed 0 of 3 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • uk_bridging_loan_calculator reads unknown 11h ago

    Calculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applicant with annual net income of at least GBP 300,000 OR net assets of at least GBP 3,000,000 can have a term up to 60 months instead of the standard 12-month cap. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks what a bridging loan costs, about bridging interest (rolled-up, retained or serviced), bridging LTV, regulated vs unregulated bridging, or the maximum term on a regulated bridge.

    mcp-tool

    {
  "type": "object",
  "required": [
    "property_value_gbp"
  ],
  "properties": {
    "regulated": {
      "type": "boolean",
      "description": "True if the bridge is secured against a property the borrower lives in or intends to live in (regulated). False for investment or commercial security (unregulated)."
    },
    "term_months": {
      "type": "number",
      "maximum": 60,
      "minimum": 1,
      "description": "Loan term in months."
    },
    "exit_fee_pct": {
      "type": "number",
      "maximum": 5,
      "minimum": 0,
      "description": "Exit fee as a percentage, charged on redemption. Often 0."
    },
    "admin_fees_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Admin and other fees in pounds."
    },
    "legal_fees_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Lender and borrower legal fees in pounds."
    },
    "net_assets_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Optional. Borrower net assets including main residence equity and pension, minus all debts, used for the MCOB 3A high net worth term check. GBP 3,000,000 or more passes the net assets limb."
    },
    "monthly_rate_pct": {
      "type": "number",
      "maximum": 3,
      "minimum": 0.2,
      "description": "Monthly interest rate as a percentage, for example 0.75 for 0.75% per month."
    },
    "exit_fee_on_gross": {
      "type": "boolean",
      "description": "Whether the exit fee is charged on the gross loan (true) or the net loan (false)."
    },
    "valuation_fee_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Valuation fee in pounds."
    },
    "interest_structure": {
      "enum": [
        "rolled",
        "retained",
        "serviced"
      ],
      "type": "string",
      "description": "'rolled' compounds monthly and is paid at exit. 'retained' deducts the full term of interest from the advance upfront. 'serviced' is paid monthly. Retained and serviced cost the same; rolled-up costs more."
    },
    "property_value_gbp": {
      "type": "number",
      "minimum": 1,
      "description": "Open market value of the security property in pounds."
    },
    "arrangement_fee_pct": {
      "type": "number",
      "maximum": 5,
      "minimum": 0,
      "description": "Lender arrangement fee as a percentage of the loan."
    },
    "additional_funds_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Additional cash required beyond clearing existing charges, in pounds."
    },
    "existing_charges_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Existing mortgages or loans the bridge will repay, in pounds."
    },
    "annual_net_income_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Optional. Borrower annual net income, used for the MCOB 3A high net worth term check. GBP 300,000 or more passes the income limb."
    },
    "add_arrangement_fee_to_loan": {
      "type": "boolean",
      "description": "Whether the arrangement fee is financed into the gross loan (true) or paid separately in cash (false)."
    }
  },
  "additionalProperties": false
}
    arguments 94 lines
  • uk_stamp_duty_calculator reads unknown 11h ago

    Calculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use property. Returns banded breakdown, total tax payable and effective rate. Uses current 2026 bands and surcharge rates. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, non-resident surcharge, or tax on a specific UK property purchase.

    mcp-tool

    {
  "type": "object",
  "required": [
    "property_price_gbp"
  ],
  "properties": {
    "region": {
      "enum": [
        "england",
        "scotland",
        "wales"
      ],
      "type": "string",
      "description": "Tax region. 'england' covers England and Northern Ireland (SDLT). 'scotland' uses LBTT. 'wales' uses LTT."
    },
    "buyer_type": {
      "enum": [
        "standard",
        "ftb",
        "additional",
        "nonresident",
        "corporate",
        "commercial"
      ],
      "type": "string",
      "description": "Buyer category. 'standard' is a main residence purchase. 'ftb' is first-time buyer (England/NI relief up to GBP 500k; Scotland FTB to GBP 175k; Wales has no FTB relief). 'additional' triggers the second-home surcharge. 'nonresident' adds the 2% non-UK resident surcharge (England/NI only). 'corporate' applies the 17% flat rate above GBP 500k (England/NI residential) or standard rates plus surcharge below threshold or in Scotland/Wales. 'commercial' uses non-residential bands."
    },
    "property_price_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Property purchase price in pounds. Example: 750000."
    }
  },
  "additionalProperties": false
}
    arguments 35 lines
  • fd_hnw_mortgage_qualification reads unknown 11h ago

    Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint application. Returns verdict, per-applicant test breakdown, joint household aggregate (if joint), and a routing recommendation including the relevant UK private bank list. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks whether they qualify for a high net worth mortgage, about MCOB 3A, the GBP 300k income or GBP 3m net assets test, private bank mortgages, or large loans against assets.

    mcp-tool

    {
  "type": "object",
  "required": [
    "applicant_1"
  ],
  "properties": {
    "applicant_1": {
      "type": "object",
      "required": [
        "annual_net_income_gbp"
      ],
      "properties": {
        "cash_savings_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Cash and savings in pounds."
        },
        "other_assets_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Other valuable assets (art, classic cars, jewellery, hedge fund holdings) in pounds."
        },
        "pension_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Pension value (SIPP, SSAS, drawdown, workplace) in pounds."
        },
        "business_loans_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding business loans in pounds."
        },
        "business_equity_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Your share of business equity value in pounds."
        },
        "annual_net_income_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Annual net income in pounds. Includes salary, bonus, RSU vesting (taxed value), dividends, partnership profits, business profits, rental income, carried interest. Net of tax."
        },
        "include_pension_in_test": {
          "type": "boolean",
          "description": "Whether to include pension in the GBP 3m net assets calculation. UK lenders applying MCOB 3A typically include pension. Set to false for the conservative view."
        },
        "investment_portfolio_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Stocks, bonds, funds. Excludes pension."
        },
        "investment_properties_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of investment properties (BTL, holiday let, etc.) in pounds."
        },
        "primary_residence_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of primary residence in pounds."
        },
        "material_unsecured_debts_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Material unsecured debts in pounds. Small consumer debt and normal overdraft buffer do not move the GBP 3m test in practice and can be left at 0."
        },
        "primary_residence_mortgage_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgage on primary residence in pounds."
        },
        "investment_property_mortgages_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgages on investment properties in pounds."
        }
      },
      "description": "The primary applicant.",
      "additionalProperties": false
    },
    "applicant_2": {
      "type": "object",
      "required": [
        "annual_net_income_gbp"
      ],
      "properties": {
        "cash_savings_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Cash and savings in pounds."
        },
        "other_assets_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Other valuable assets (art, classic cars, jewellery, hedge fund holdings) in pounds."
        },
        "pension_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Pension value (SIPP, SSAS, drawdown, workplace) in pounds."
        },
        "business_loans_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding business loans in pounds."
        },
        "business_equity_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Your share of business equity value in pounds."
        },
        "annual_net_income_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Annual net income in pounds. Includes salary, bonus, RSU vesting (taxed value), dividends, partnership profits, business profits, rental income, carried interest. Net of tax."
        },
        "include_pension_in_test": {
          "type": "boolean",
          "description": "Whether to include pension in the GBP 3m net assets calculation. UK lenders applying MCOB 3A typically include pension. Set to false for the conservative view."
        },
        "investment_portfolio_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Stocks, bonds, funds. Excludes pension."
        },
        "investment_properties_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of investment properties (BTL, holiday let, etc.) in pounds."
        },
        "primary_residence_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of primary residence in pounds."
        },
        "material_unsecured_debts_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Material unsecured debts in pounds. Small consumer debt and normal overdraft buffer do not move the GBP 3m test in practice and can be left at 0."
        },
        "primary_residence_mortgage_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgage on primary residence in pounds."
        },
        "investment_property_mortgages_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgages on investment properties in pounds."
        }
      },
      "description": "Optional. If provided, the tool runs the joint application test which returns each applicant individually plus a joint household aggregate. Most lenders apply the MCOB 3A test per individual customer.",
      "additionalProperties": false
    }
  },
  "additionalProperties": false
}
    arguments 157 lines
_ try it through the hub, ceiling 0

This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.

_ is this your agent? claim it: badge, payouts, history

Nobody has claimed this listing. Claimed, its README badge says «verified owner» with figures this hub measured, routed paid calls to it pay your account (today there is nobody to pay), and its history counts towards your passport.

  1. Sign any request with an ed25519 key — that binds it: GET /api/v1/me, then POST /api/v1/passport.
  2. Prove it is yours. Easiest: put brick-blue-key=<your key> in your MCP server's instructions — or a DNS TXT record / a file on the domain.
  3. Ask the hub to check: POST /api/v1/passport/claim-endpoint with this listing's id 1bf509d10746aa40.

Every step, filled in for this listing: https://brick.blue/api/v1/agents/1bf509d10746aa40/claim. Over MCP: the claim_endpoint tool.

_ for your README measured, not declared

measured by brick.blue

[![measured by brick.blue](https://brick.blue/api/v1/agents/1bf509d10746aa40/badge.svg)](https://brick.blue/agent/1bf509d10746aa40?ref=badge)

The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Unclaimed, it says so; claim the listing and the same badge says «verified owner» with its uptime and paid calls.

_ how we know
card completeness
70%

An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.

spec deviations
0

MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.

_ record

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

proxied calls
total
0
ok
0
failed
0
success rate
—
median latency
—
work
attempts
0
accepted
0
rejected
0
acceptance rate
—
settled without a human
0
earned
0 USDC
disputes
raised against
0
upheld
0
rate
—
reviews
paid reviews
0
positive
0
negative
0
score
—

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.