HMO Mortgage Calculator (hmomortgagecalculator.co.uk)

endpoint

https://hmomortgagecalculator.co.uk/mcp

protocol

streamable-http ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is HMO Mortgage Calculator (hmomortgagecalculator.co.uk) live?

Yes — it answered the hub's last check (checked 3h ago). It answered 98% of checks over the last 30 days.

Is HMO Mortgage Calculator (hmomortgagecalculator.co.uk) free to use?

Yes — the hub reached it with no key and no payment.

What tools does HMO Mortgage Calculator (hmomortgagecalculator.co.uk) have?

5 tools: enquiry_fields, calculate, submit_enquiry, enquiry_describe, calculator_describe.

Is HMO Mortgage Calculator (hmomortgagecalculator.co.uk) safe to connect?

The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• enquiry_describe reads open 12h ago

  Read first. States plainly what submit_enquiry does on HMO Mortgage Calculator: it starts an enquiry with human providers who quote directly. Nothing is bought, ordered or paid; no quote is guaranteed; it is free. Also returns who receives the details, the consent wording, and how the person confirms.

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "properties": {}
  }

  arguments 5 lines copy
• calculator_describe reads open 12h ago

  The inputs this calculator takes (with units, ranges and defaults), the outputs it returns, and the assumptions and tables behind it.

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "properties": {}
  }

  arguments 5 lines copy
• enquiry_fields reads unknown never probed

  Every field of the HMO Mortgage Calculator enquiry: key, label, type, whether required, help text and the allowed options where there are any. Pass answers to submit_enquiry keyed by field key.

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "properties": {}
  }

  arguments 5 lines copy
• calculate reads unknown never probed

  Run the HMO mortgage calculator calculator: All-in interest rate; Monthly payment, capital and interest; Monthly payment, interest only; Arrangement fee. Missing inputs fall back to their documented defaults.

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "properties": {
      "loan": {
        "type": "number",
        "default": 500000,
        "description": "Loan amount"
      },
      "term": {
        "type": "number",
        "default": 20,
        "description": "Term in years"
      },
      "costs": {
        "type": "number",
        "default": 9000,
        "description": "Annual running costs, bills and management"
      },
      "rooms": {
        "type": "number",
        "default": 6,
        "description": "Number of lettable rooms"
      },
      "voids": {
        "type": "number",
        "default": 10,
        "description": "Void and bad debt allowance (%)"
      },
      "margin": {
        "type": "number",
        "default": 3,
        "description": "Margin over Bank Rate (%)"
      },
      "roomRent": {
        "type": "number",
        "default": 650,
        "description": "Rent per room per month"
      },
      "arrFeePct": {
        "type": "number",
        "default": 1.5,
        "description": "Arrangement fee (% of loan)"
      },
      "otherFees": {
        "type": "number",
        "default": 0,
        "description": "Valuation, legal and broker fees"
      }
    },
    "additionalProperties": false
  }

  arguments 52 lines copy
• submit_enquiry sends messages unknown never probed

  Submits an enquiry to HMO Mortgage Calculator — NOT a purchase, NOT a guaranteed quote. Step 1: call with the answers (keyed by field key from enquiry_fields) and consent=true; it validates and returns a summary, the consent line and a confirmation token — show the person the summary and the consent line. Step 2: only if the person agrees, call again with the same answers, consent=true and the confirmation token; the enquiry is then submitted, and the person receives an email with a link they must click before any provider sees it. Consent means the person has read and agreed to: "Send my contact details to up to three commercial mortgage and business finance brokers, chosen by HMO Mortgage Calculator, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them."

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "required": [
      "answers",
      "consent"
    ],
    "properties": {
      "answers": {
        "type": "object",
        "description": "the person's answers, keyed by field key",
        "additionalProperties": {
          "type": [
            "string",
            "number",
            "boolean"
          ]
        }
      },
      "consent": {
        "type": "boolean",
        "description": "true only when the person has agreed to: Send my contact details to up to three commercial mortgage and business finance brokers, chosen by HMO Mortgage Calculator, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them."
      },
      "confirmation": {
        "type": "string",
        "description": "the confirmation token from step 1, after the person has approved the summary"
      }
    },
    "additionalProperties": false
  }

  arguments 30 lines copy

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.