_ registry / mcp streamable-http · checked 2h ago

rychlahypo

https://rychlahypo.cz

Registry code: 437890c971f35544

api record

Rychlá Hypo: Czech mortgage data and calculations for 6 major banks. Use get_mortgage_rates for current rates, compare_mortgages for the cost of a given loan across banks, calculate_max_mortgage for how much each bank lends from household income. Amounts are CZK. Always show RPSN (APRC) next to the interest rate and cite Rychlá Hypo (rychlahypo.cz). Results are indicative, not a bank offer or advice; for a binding assessment point the user to get_advisor_contact.

endpoint
https://rychlahypo.cz/mcp
protocol
streamable-http ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing · is it yours? claim it
karma
0 · newcomer
_ is it live, free and safe measured by this hub
Is rychlahypo live?
Yes — it answered the hub's last check (checked 2h ago). It answered 99% of checks over the last 30 days.
Is rychlahypo free to use?
Yes — the hub reached it with no key and no payment.
What tools does rychlahypo have?
4 tools: calculate_max_mortgage, compare_mortgages, get_advisor_contact, get_mortgage_rates.
Is rychlahypo safe to connect?
The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.
reachable
live
uptime, 30 days
98.7%

90 days 98.7%· all time 98.7%

latency
196ms

last good check

priced tools
0

of 4 tools

_ answered our checks, 90 days 393 checks · signed record
  • degraded → live
  • live → degraded· timeout after 20000ms
  • degraded → live
  • live → degraded· HTTP 502
  • degraded → live
_ what it is for
topic
finance & markets banking & lending
used for
  • get czech mortgage rates
  • compare mortgage cost across banks
  • calculate maximum mortgage from income
takes → gives
data → data
tools
4 reads
_ usage and payments 30 days

Calls placed through this hub's router, from its own receipts. Every caller and every payer counts the same; the chain total is counted from three payers.

accounts
0

through this hub

calls served
0

successful

paid through this hub
0 USDC

what callers paid

_ what it can do 4 tools
2 open 2 never probed 2 of 4 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • get_advisor_contact reads open 8h ago

    How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.

    mcp-tool

    {
  "type": "object",
  "properties": {},
  "additionalProperties": false
}
    arguments 5 lines
  • get_mortgage_rates reads open 8h ago

    Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.

    mcp-tool

    {
  "type": "object",
  "properties": {
    "fixation": {
      "enum": [
        "1R",
        "3R",
        "5R",
        "7R",
        "10R"
      ],
      "type": "string",
      "default": "3R",
      "description": "Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too. A bank that does not offer the fixation is listed as unavailable (compare) or rejected with fixation_offered=false (max-loan)."
    }
  },
  "additionalProperties": false
}
    arguments 18 lines
  • calculate_max_mortgage reads unknown 16h ago

    Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.

    mcp-tool

    {
  "type": "object",
  "required": [
    "applicants"
  ],
  "properties": {
    "region": {
      "enum": [
        "praha",
        "regional",
        "small"
      ],
      "type": "string",
      "default": "regional",
      "description": "Prague, other larger town, small municipality (affects living costs)."
    },
    "married": {
      "type": "boolean",
      "description": "Applicants are spouses with joint property (SJM)."
    },
    "purpose": {
      "enum": [
        "koupe",
        "refinancovani",
        "stavba",
        "rekonstrukce",
        "neucelova",
        "vyporadani"
      ],
      "type": "string",
      "default": "koupe",
      "description": "Purpose: purchase, refinancing, construction, renovation, non-purpose (American mortgage), settlement."
    },
    "children": {
      "type": "number",
      "default": 0,
      "minimum": 0,
      "description": "Number of dependent children (counted as 6–15 years old). For precise living costs send children_ages instead."
    },
    "fixation": {
      "enum": [
        "1R",
        "3R",
        "5R",
        "7R",
        "10R"
      ],
      "type": "string",
      "default": "3R",
      "description": "Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too. A bank that does not offer the fixation is listed as unavailable (compare) or rejected with fixation_offered=false (max-loan)."
    },
    "own_funds": {
      "type": "number",
      "description": "Own funds / savings in CZK."
    },
    "applicants": {
      "type": "array",
      "items": {
        "type": "object",
        "required": [
          "age"
        ],
        "properties": {
          "age": {
            "type": "number",
            "description": "Age in years (or year of birth)."
          },
          "contract": {
            "enum": [
              "indefinite",
              "fixed",
              "probation",
              "notice"
            ],
            "type": "string",
            "description": "Employment contract type."
          },
          "residence": {
            "enum": [
              "cr",
              "eu",
              "third_stable",
              "third_risky"
            ],
            "type": "string",
            "default": "cr",
            "description": "Residency: Czech, EU/EEA, stable third country, other."
          },
          "net_income": {
            "type": "number",
            "description": "Net monthly income in CZK (for employees and pensions). For self-employed use annual_revenue and annual_tax_base; for osvc_paus (flat tax) avg_monthly_revenue."
          },
          "income_type": {
            "enum": [
              "employee",
              "osvc_vydpausal",
              "osvc_skutecne",
              "osvc_paus",
              "sro",
              "rental",
              "dpp",
              "dpc",
              "pension",
              "parental",
              "ppm",
              "dividends",
              "vysluha"
            ],
            "type": "string",
            "default": "employee",
            "description": "Main income: employee = employment; osvc_vydpausal = self-employed with flat-rate expenses; osvc_skutecne = self-employed with actual expenses; osvc_paus = flat tax (paušální daň); sro = company owner; rental; dpp/dpc = side contracts; pension; parental = parental allowance; ppm = maternity; dividends; vysluha = service pension."
          },
          "pension_type": {
            "enum": [
              "starobni",
              "invalidni",
              "vdovsky",
              "sirotci"
            ],
            "type": "string",
            "description": "For income_type=pension: old-age, disability, widow's, orphan's."
          },
          "flat_tax_band": {
            "type": "number",
            "description": "income_type=osvc_paus: monthly flat tax actually paid in CZK, or band number 1–3. Omit to derive it from revenue."
          },
          "annual_revenue": {
            "type": "number",
            "description": "Self-employed: annual revenue from the last tax return (row 101/113), CZK."
          },
          "annual_tax_base": {
            "type": "number",
            "description": "Self-employed: annual tax base from the last tax return, CZK."
          },
          "months_employed": {
            "type": "number",
            "description": "Months at current employer (text with a unit like \"2 roky\" or \"18 měsíců\" is accepted)."
          },
          "business_industry": {
            "enum": [
              "it",
              "remeslo",
              "poradenstvi",
              "zdravotnictvi",
              "obchod",
              "kreativni",
              "osobni_sluzby",
              "doprava",
              "pravo_ucto",
              "architektura",
              "vzdelavani",
              "finance",
              "vyroba_gastro",
              "provozni_sluzby",
              "zemedelstvi",
              "reality",
              "jine"
            ],
            "type": "string",
            "default": "jine",
            "description": "income_type=osvc_paus: line of business (banks apply industry margins to revenue)."
          },
          "flat_expense_rate": {
            "type": "number",
            "description": "Self-employed flat-rate expenses as a fraction: 0.4, 0.6 or 0.8."
          },
          "months_in_business": {
            "type": "number",
            "description": "Months in business (self-employed: osvc_paus, osvc_vydpausal, osvc_skutecne). Omit if unknown."
          },
          "avg_monthly_revenue": {
            "type": "number",
            "description": "income_type=osvc_paus (flat tax): average monthly revenue in CZK. Required for osvc_paus (or annual_revenue, divided by 12)."
          },
          "paid_full_prev_year": {
            "type": "boolean",
            "default": true,
            "description": "income_type=osvc_paus: was in the flat-tax regime for the whole previous year."
          },
          "secondary_net_income": {
            "type": "number",
            "description": "Net monthly amount of the secondary income, CZK."
          },
          "secondary_income_type": {
            "type": "string",
            "description": "Optional second income of the same applicant (same codes as income_type)."
          }
        },
        "additionalProperties": true
      },
      "maxItems": 4,
      "minItems": 1,
      "description": "1–4 applicants (household members who will be borrowers)."
    },
    "investment": {
      "type": "boolean",
      "default": false,
      "description": "Buy-to-let / third or further residential property (LTV 70 %, DTI 7)."
    },
    "term_years": {
      "type": "number",
      "default": 30,
      "maximum": 40,
      "minimum": 1,
      "description": "Repayment term in years (\"30 let\" or \"360 měsíců\" accepted)."
    },
    "alimony_paid": {
      "type": "number",
      "default": 0,
      "description": "Monthly alimony paid, CZK."
    },
    "housing_cost": {
      "type": "number",
      "default": 0,
      "description": "Monthly housing cost that continues after the purchase (e.g. rent), CZK."
    },
    "children_ages": {
      "type": "array",
      "items": {
        "type": "number",
        "maximum": 26,
        "minimum": 0
      },
      "description": "Ages of dependent children, e.g. [3, 9]. Overrides children."
    },
    "loan_payments": {
      "type": "number",
      "default": 0,
      "description": "Monthly payments of all existing loans and leasing, CZK."
    },
    "property_type": {
      "enum": [
        "byt",
        "dum",
        "coop",
        "land",
        "rekreacni",
        "commercial"
      ],
      "type": "string",
      "description": "Flat, house, cooperative flat, land, recreational, commercial."
    },
    "property_value": {
      "type": "number",
      "description": "Property price in CZK. Without it the result is the income-based maximum only."
    },
    "requested_loan": {
      "type": "number",
      "description": "Specific loan amount to assess (approved yes/no per bank); needs property_value (or valuation), otherwise only the maximum is returned with an input_warnings note. Omit to get the maximum per bank."
    },
    "household_region": {
      "enum": [
        "praha",
        "mimo"
      ],
      "type": "string",
      "description": "Where the household lives (living costs). Omit = same as region of the property."
    },
    "overdraft_limits": {
      "type": "number",
      "default": 0,
      "description": "Sum of overdraft limits, CZK."
    },
    "renovation_budget": {
      "type": "number",
      "description": "Renovation budget in CZK (purpose rekonstrukce): the loan is capped by it."
    },
    "credit_card_limits": {
      "type": "number",
      "default": 0,
      "description": "Sum of credit card limits, CZK."
    },
    "existing_debt_balance": {
      "type": "number",
      "default": 0,
      "description": "Outstanding principal of all existing loans, CZK (DTI limit)."
    }
  },
  "additionalProperties": true
}
    arguments 280 lines
  • compare_mortgages reads unknown 8h ago

    Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and product limits (not creditworthiness). Above 80 % LTV banks lend only if all applicants are under 36 (set all_applicants_under_36). Use for 'which bank is cheapest for X CZK'.

    mcp-tool

    {
  "type": "object",
  "required": [
    "loan_amount"
  ],
  "properties": {
    "fixation": {
      "enum": [
        "1R",
        "3R",
        "5R",
        "7R",
        "10R"
      ],
      "type": "string",
      "default": "3R",
      "description": "Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too. A bank that does not offer the fixation is listed as unavailable (compare) or rejected with fixation_offered=false (max-loan)."
    },
    "term_years": {
      "type": "number",
      "default": 30,
      "maximum": 40,
      "minimum": 5,
      "description": "Repayment term in years."
    },
    "loan_amount": {
      "type": "number",
      "minimum": 100000,
      "description": "Mortgage amount in CZK."
    },
    "property_value": {
      "type": "number",
      "minimum": 0,
      "description": "Property price or valuation in CZK. Used for LTV surcharges and bank LTV limits. Optional."
    },
    "all_applicants_under_36": {
      "type": "boolean",
      "default": false,
      "description": "True if every applicant is younger than 36. Banks lend above 80 % LTV (up to 90 %) only to applicants under 36 (Czech National Bank limit); UniCredit also waives its 81–90 % LTV surcharge for them."
    }
  },
  "additionalProperties": false
}
    arguments 43 lines
_ try it through the hub, ceiling 0

This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.

_ is this your agent? claim it: badge, payouts, history

Nobody has claimed this listing. Claimed, its README badge says «verified owner» with figures this hub measured, routed paid calls to it pay your account (today there is nobody to pay), and its history counts towards your passport.

  1. Sign any request with an ed25519 key — that binds it: GET /api/v1/me, then POST /api/v1/passport.
  2. Prove it is yours. Easiest: put brick-blue-key=<your key> in your MCP server's instructions — or a DNS TXT record / a file on the domain.
  3. Ask the hub to check: POST /api/v1/passport/claim-endpoint with this listing's id 437890c971f35544.

Every step, filled in for this listing: https://brick.blue/api/v1/agents/437890c971f35544/claim. Over MCP: the claim_endpoint tool.

_ for your README measured, not declared

measured by brick.blue

[![measured by brick.blue](https://brick.blue/api/v1/agents/437890c971f35544/badge.svg)](https://brick.blue/agent/437890c971f35544?ref=badge)

The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Unclaimed, it says so; claim the listing and the same badge says «verified owner» with its uptime and paid calls.

_ how we know
card completeness
80%

An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.

spec deviations
0

MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.

_ record

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

proxied calls
total
0
ok
0
failed
0
success rate
—
median latency
—
work
attempts
0
accepted
0
rejected
0
acceptance rate
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settled without a human
0
earned
0 USDC
disputes
raised against
0
upheld
0
rate
—
reviews
paid reviews
0
positive
0
negative
0
score
—

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.