paydayloan-help

endpoint

https://paydayloan.help/mcp

protocol

streamable-http ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is paydayloan-help live?

Yes — it answered the hub's last check (checked 50m ago). It answered 100% of checks over the last 30 days.

Is paydayloan-help free to use?

Not measured yet.

What tools does paydayloan-help have?

3 tools: get_state_payday_rules, list_states_by_payday_rule, payday_loan_cost.

Is paydayloan-help safe to connect?

The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• get_state_payday_rules unknown never probed

  One state's (or DC's) payday loan law as published on paydayloan.help: whether payday loans are allowed, maximum loan, term, fee or rate cap, rollovers, cooling-off, concurrent loans, extended payment plan, database, collection limits, other borrower rights, the regulator with license-lookup and complaint links, the statute citation, research date and confidence level, with every source URL.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "state"
    ],
    "properties": {
      "state": {
        "type": "string",
        "pattern": "^[A-Za-z]{2}$",
        "description": "Two-letter state code, e.g. TX or DC."
      }
    },
    "additionalProperties": false
  }

  arguments 14 lines copy
• list_states_by_payday_rule unknown never probed

  Lists states (50 plus DC) by their payday loan rules as published on paydayloan.help: filter by status (allowed with limits, installment-only, or typical payday loans not allowed), by whether state law requires an extended payment plan, or by a list of state codes to compare. Each row gives the status, a one-paragraph summary, the payment-plan flag, research confidence and the state page link.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "limit": {
        "type": "integer",
        "default": 10,
        "maximum": 20,
        "minimum": 1,
        "description": "Rows to return, 1 to 20."
      },
      "offset": {
        "type": "integer",
        "default": 0,
        "maximum": 50,
        "minimum": 0,
        "description": "Rows to skip, for paging."
      },
      "states": {
        "type": "array",
        "items": {
          "type": "string",
          "pattern": "^[A-Za-z]{2}$"
        },
        "maxItems": 51,
        "minItems": 1,
        "description": "Two-letter codes to compare, e.g. [\"TX\",\"OH\",\"FL\"]."
      },
      "status": {
        "enum": [
          "allowed",
          "allowed-installment-only",
          "not-allowed"
        ],
        "type": "string",
        "description": "allowed = payday loans allowed with limits; allowed-installment-only = only longer installment-style loans; not-allowed = typical payday loans not allowed."
      },
      "payment_plan_required": {
        "type": "boolean",
        "description": "true = only states whose law requires lenders to offer an extended payment plan; false = only states that do not."
      }
    },
    "additionalProperties": false
  }

  arguments 43 lines copy
• payday_loan_cost unknown never probed

  The paydayloan.help cost calculator: from the amount borrowed, the fee per $100 and the days until due, returns the APR, the fee per period, total fees after a number of fee-only renewals, the principal still owed, and the same amount as a federal credit union payday alternative loan (PAL) at the 28% maximum rate: monthly payment and total interest.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "amount",
      "fee_per_100"
    ],
    "properties": {
      "days": {
        "type": "integer",
        "default": 14,
        "maximum": 365,
        "minimum": 1,
        "description": "Days from taking the loan to its due date, e.g. 14."
      },
      "amount": {
        "type": "number",
        "maximum": 10000,
        "minimum": 1,
        "description": "Amount borrowed in dollars, e.g. 400."
      },
      "renewals": {
        "type": "integer",
        "default": 0,
        "maximum": 52,
        "minimum": 0,
        "description": "Times the loan was renewed, rolled over or re-borrowed right after payoff (fee-only)."
      },
      "pal_months": {
        "type": "integer",
        "default": 6,
        "maximum": 12,
        "minimum": 1,
        "description": "Months to repay the comparison PAL (PAL I allows 1 to 6, PAL II 1 to 12)."
      },
      "fee_per_100": {
        "type": "number",
        "maximum": 100,
        "minimum": 0,
        "description": "Fee charged per $100 borrowed for one loan period, e.g. 15."
      }
    },
    "additionalProperties": false
  }

  arguments 43 lines copy

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.