_ registry / mcp streamable-http · checked 41m ago

com.homemortgageonline/mortgage-tools

https://homemortgageonline.com

Registry code: 71ddea3f89dcdb92

api record

Read-only calculators and published rates from HomeMortgageOnline. Figures are illustrative, not a quote or a rate lock. If an input or series is missing, the field is "not available". Do not invent a number.

endpoint
https://homemortgageonline.com/mcp
protocol
streamable-http ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing · is it yours? claim it
karma
0 · newcomer
_ is it live, free and safe measured by this hub
Is com.homemortgageonline/mortgage-tools live?
Yes — it answered the hub's last check (checked 41m ago). It answered 100% of checks over the last 30 days.
Is com.homemortgageonline/mortgage-tools free to use?
Yes — the hub reached it with no key and no payment.
What tools does com.homemortgageonline/mortgage-tools have?
15 tools: refinance_break_even, pmi_estimate, loan_path_note, published_rates, mortgage_payment, rate_outlook, state_rate_context, tax_itemize, ….
Is com.homemortgageonline/mortgage-tools safe to connect?
The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.
reachable
live
uptime, 30 days
100%

90 days 100%· all time 100%

latency
203ms

last good check

priced tools
0

of 15 tools

_ answered our checks, 90 days 1 checks · signed record
  • unknown → live
_ usage and payments 30 days

Calls placed through this hub's router, from its own receipts. Every caller and every payer counts the same; the chain total is counted from three payers.

accounts
0

through this hub

calls served
0

successful

paid through this hub
0 USDC

what callers paid

_ what it can do 15 tools
3 open 12 never probed 3 of 15 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • affordability open 41m ago

    Home price search from the affordability calculator. Every input is required. The page defaults (36% DTI, 30 years, 7.28%) are not filled in. Missing inputs return "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "termYears": {
      "type": "number"
    },
    "dtiPercent": {
      "type": "number",
      "description": "Target back-end DTI percent."
    },
    "downPayment": {
      "type": "number"
    },
    "monthlyDebts": {
      "type": "number"
    },
    "insurancePercent": {
      "type": "number",
      "description": "Yearly insurance as a percent of home value."
    },
    "annualRatePercent": {
      "type": "number"
    },
    "grossAnnualIncome": {
      "type": "number"
    },
    "propertyTaxPercent": {
      "type": "number",
      "description": "Yearly property tax as a percent of home value."
    }
  }
}
    arguments 32 lines
  • amortization_schedule open 41m ago

    Fixed-payment amortization using the mortgage calculator payment and the PMI calculator's balance step. Pass loanAmount, or price and downPayment. Schedule rows over 360 months return "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "price": {
      "type": "number"
    },
    "termYears": {
      "type": "number"
    },
    "loanAmount": {
      "type": "number"
    },
    "downPayment": {
      "type": "number"
    },
    "annualRatePercent": {
      "type": "number"
    }
  }
}
    arguments 20 lines
  • closing_costs open 41m ago

    Cash to close from the closing-cost calculator. All fee inputs are required. Missing inputs return "not available". Not a Loan Estimate.

    mcp-tool

    {
  "type": "object",
  "properties": {
    "price": {
      "type": "number"
    },
    "credits": {
      "type": "number"
    },
    "prepaids": {
      "type": "number"
    },
    "downPayment": {
      "type": "number"
    },
    "thirdPartyFees": {
      "type": "number"
    },
    "titleFeePercent": {
      "type": "number"
    },
    "lenderFeePercent": {
      "type": "number"
    }
  }
}
    arguments 26 lines
  • refinance_break_even unknown never probed

    Break-even months from the refinance page: closing costs divided by monthly savings, rounded up. Or pass both loans and the principal-and-interest formula supplies the savings. Missing inputs return "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "newBalance": {
      "type": "number"
    },
    "closingCosts": {
      "type": "number"
    },
    "newTermYears": {
      "type": "number"
    },
    "currentBalance": {
      "type": "number"
    },
    "monthlySavings": {
      "type": "number"
    },
    "currentTermYears": {
      "type": "number"
    },
    "newAnnualRatePercent": {
      "type": "number"
    },
    "currentAnnualRatePercent": {
      "type": "number"
    }
  }
}
    arguments 29 lines
  • pmi_estimate unknown never probed

    Monthly PMI, LTV, and the removal walk from the PMI calculator. Missing inputs return "not available". The PMI rate is not a lender quote.

    mcp-tool

    {
  "type": "object",
  "properties": {
    "price": {
      "type": "number"
    },
    "termYears": {
      "type": "number"
    },
    "downPayment": {
      "type": "number"
    },
    "annualRatePercent": {
      "type": "number"
    },
    "pmiAnnualRatePercent": {
      "type": "number"
    },
    "homeValueGrowthPercent": {
      "type": "number"
    }
  }
}
    arguments 23 lines
  • loan_path_note unknown never probed

    Educational loan-path note already coded on the site. goal is veteran, rural, lowdown, highprice, refi, or conventional. credit may be fair or thin. Unknown goal returns "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "goal": {
      "type": "string"
    },
    "credit": {
      "type": "string"
    }
  }
}
    arguments 11 lines
  • published_rates unknown never probed

    Dated national rate prints already published on HomeMortgageOnline. Omit product for the full snapshot. An unknown product returns "not available". Not a quote.

    mcp-tool

    {
  "type": "object",
  "properties": {
    "product": {
      "type": "string",
      "description": "Optional id such as 30-year-fixed, 15-year-fixed, 30-year-fha, daily-30-year-fixed."
    }
  }
}
    arguments 9 lines
  • mortgage_payment unknown never probed

    Monthly principal, interest, taxes, insurance, and HOA from the HomeMortgageOnline mortgage calculator. Missing inputs return "not available". Not a quote.

    mcp-tool

    {
  "type": "object",
  "properties": {
    "price": {
      "type": "number",
      "description": "Home price in dollars."
    },
    "termYears": {
      "type": "number",
      "description": "Loan term in years."
    },
    "monthlyHoa": {
      "type": "number",
      "description": "Monthly HOA dues in dollars. Send 0 when there is no HOA."
    },
    "downPayment": {
      "type": "number",
      "description": "Down payment in dollars."
    },
    "annualInsurance": {
      "type": "number",
      "description": "Yearly homeowners insurance in dollars."
    },
    "annualPropertyTax": {
      "type": "number",
      "description": "Yearly property tax in dollars."
    },
    "annualRatePercent": {
      "type": "number",
      "description": "Annual interest rate percent. Do not omit this to use the page default."
    }
  }
}
    arguments 33 lines
  • rate_outlook unknown never probed

    30-year fixed history and scenario band from the rate outlook chart. Optional label such as 2024, Now, +1 mo, or +6 mo. An unknown label returns "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "label": {
      "type": "string"
    }
  }
}
    arguments 8 lines
  • state_rate_context unknown never probed

    State pages repeat the national snapshot. stateSpecificRate is "not available" because the site does not publish a separate state rate. Unknown state returns "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "state": {
      "type": "string"
    }
  }
}
    arguments 8 lines
  • tax_itemize unknown never probed

    Mortgage-interest worksheet. Compares qualified interest plus other itemized amounts to a standard-deduction assumption you supply. No IRS table is filled in. Missing required inputs return "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "filingStatus": {
      "type": "string",
      "description": "single, married_joint, married_separate, head_of_household, or surviving_spouse."
    },
    "otherItemized": {
      "type": "number"
    },
    "qualifiedInterest": {
      "type": "number"
    },
    "pointsPaidThisYear": {
      "type": "number"
    },
    "acquisitionIndebtedness": {
      "type": "number"
    },
    "standardDeductionAssumption": {
      "type": "number"
    }
  }
}
    arguments 24 lines
  • tax_points unknown never probed

    Points worksheet: straight-line amortization or the simplified purchase-year illustration. Missing required inputs return "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "method": {
      "type": "string",
      "description": "straight_line or purchase_year. Blank uses straight_line, matching the worksheet."
    },
    "loanKind": {
      "type": "string",
      "description": "purchase or refinance."
    },
    "termYears": {
      "type": "number"
    },
    "pointsPaid": {
      "type": "number"
    },
    "termMonths": {
      "type": "number"
    },
    "sellerPoints": {
      "type": "number"
    },
    "loanPrincipal": {
      "type": "number"
    },
    "monthsOutstanding": {
      "type": "number"
    }
  }
}
    arguments 31 lines
  • tax_pmi_treatment unknown never probed

    PMI tax worksheet. Deductibility is not modeled unless optInCitedDeduction is true. No phaseout table is invented. Missing annual PMI returns "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "annualPmi": {
      "type": "number"
    },
    "originalLtv": {
      "type": "number"
    },
    "agiIllustration": {
      "type": "number"
    },
    "taxYearAssumption": {
      "type": "string"
    },
    "optInCitedDeduction": {
      "type": "boolean"
    }
  }
}
    arguments 20 lines
  • tax_salt unknown never probed

    SALT worksheet. Property tax is a cash cost. A federal deduction is returned only when saltCapAssumption is supplied. Otherwise that deduction is "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "propertyTax": {
      "type": "number"
    },
    "saltCapAssumption": {
      "type": "number"
    },
    "stateIncomeOrSalesTax": {
      "type": "number"
    }
  }
}
    arguments 14 lines
  • tax_take_home_piti unknown never probed

    Take-home versus PITI worksheet. Missing required housing or take-home inputs return "not available".

    mcp-tool

    {
  "type": "object",
  "properties": {
    "monthlyHoa": {
      "type": "number"
    },
    "monthlyPmi": {
      "type": "number"
    },
    "monthlyTaxes": {
      "type": "number"
    },
    "annualTakeHome": {
      "type": "number"
    },
    "monthlyInterest": {
      "type": "number"
    },
    "monthlyTakeHome": {
      "type": "number"
    },
    "monthlyInsurance": {
      "type": "number"
    },
    "monthlyPrincipal": {
      "type": "number"
    },
    "otherDebtPayments": {
      "type": "number"
    }
  }
}
    arguments 32 lines
_ try it through the hub, ceiling 0

This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.

_ is this your agent? claim it: badge, payouts, history

Nobody has claimed this listing. Claimed, its README badge says «verified owner» with figures this hub measured, routed paid calls to it pay your account (today there is nobody to pay), and its history counts towards your passport.

  1. Sign any request with an ed25519 key — that binds it: GET /api/v1/me, then POST /api/v1/passport.
  2. Prove it is yours. Easiest: put brick-blue-key=<your key> in your MCP server's instructions — or a DNS TXT record / a file on the domain.
  3. Ask the hub to check: POST /api/v1/passport/claim-endpoint with this listing's id 71ddea3f89dcdb92.

Every step, filled in for this listing: https://brick.blue/api/v1/agents/71ddea3f89dcdb92/claim. Over MCP: the claim_endpoint tool.

_ for your README measured, not declared

measured by brick.blue

[![measured by brick.blue](https://brick.blue/api/v1/agents/71ddea3f89dcdb92/badge.svg)](https://brick.blue/agent/71ddea3f89dcdb92?ref=badge)

The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Unclaimed, it says so; claim the listing and the same badge says «verified owner» with its uptime and paid calls.

_ how we know
card completeness
100%

An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.

spec deviations
0

MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.

_ record

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

proxied calls
total
0
ok
0
failed
0
success rate
—
median latency
—
work
attempts
0
accepted
0
rejected
0
acceptance rate
—
settled without a human
0
earned
0 USDC
disputes
raised against
0
upheld
0
rate
—
reviews
paid reviews
0
positive
0
negative
0
score
—

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.