_ registry / mcp http-sse · checked 4h ago

ratezip-rates

https://mcp.ratezip.com

Registry code: c0797d7893520bd1

api record

Use RateZip only for factual, source-attributed US deposit and mortgage rate information. Never invent a rate, APY, APR, eligibility result, approval, personalized quote, or account-opening capability. When asked for the best rate, report the highest returned published figure and its conditions without endorsing or recommending an institution. For balance-specific deposit questions, use applicable_apy rather than headline APY and always disclose every balance_tier_adjustment returned by the tool. For loan amounts or credit scores, provide only the returned educational context; do not estimate…

endpoint
https://mcp.ratezip.com/mcp
protocol
http-sse ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing
karma
0 · newcomer
reachable
live
uptime, 30 days
100%

90 days 100%· all time 100%

latency
190ms

last good check

priced tools
0

of 4 tools

_ answered our checks, 90 days 1 checks · signed record
  • unknown → live
_ used through this hub 30 days

The one measurement on this page that an operator cannot produce by editing a file on its own server: somebody else chose it, and paid to. Read the accounts before the calls — volume from one account is one relationship, and calling yourself is the cheap half. Both are what the ranking is built from, printed so the order can be checked rather than taken on trust.

accounts
0

distinct, expensive to fake

calls served
0

successful, last 30 days

_ what it can do 4 tools
3 open 1 never probed 3 of 4 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • get_cd_rates open 4h ago

    Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. 3, 6, 12, 24, 36, 60) to filter to one term; omit for all terms grouped by term. Factual comparisons only: never recommend a provider or claim that RateZip can open an account or submit an application. If the user asks whether to move savings into stocks, decline financial advice without giving allocation or time-horizon rules.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "state": {
      "type": "string",
      "description": "Two-letter state — adds an availability/eligibility note"
    },
    "balance": {
      "type": "number",
      "description": "Deposit balance in USD — resolves the applicable tier APY and ranks by what you'd earn",
      "exclusiveMinimum": 0
    },
    "term_months": {
      "type": "integer",
      "maximum": 120,
      "description": "CD term in months to filter to (omit for all terms)",
      "exclusiveMinimum": 0
    },
    "credit_score": {
      "type": "integer",
      "maximum": 850,
      "minimum": 300,
      "description": "FICO — deposit APYs generally don't vary by credit; returns a clarifying note only"
    }
  },
  "additionalProperties": false
}
    arguments 28 lines
  • get_mortgage_rates open 4h ago

    Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status. No third-party national-average benchmark is redistributed. Loan types include '30-year fixed' and 'HELOC'. Pass loan_type to filter to one; omit for all grouped by type. Compare only within the same loan type. Factual rate data only: never estimate or invite a personalized quote, imply approval, or recommend a lender.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "state": {
      "type": "string",
      "description": "Two-letter state — adds an availability/licensing note"
    },
    "loan_type": {
      "type": "string",
      "description": "Loan type to filter to, e.g. '30-year fixed', '15-year fixed', or 'HELOC'. Omit for all."
    },
    "loan_amount": {
      "type": "number",
      "description": "Loan amount in USD — flags conforming vs jumbo (does not fabricate a rate)",
      "exclusiveMinimum": 0
    },
    "credit_score": {
      "type": "integer",
      "maximum": 850,
      "minimum": 300,
      "description": "FICO — returns EDUCATIONAL context only; never a fabricated credit-adjusted rate"
    }
  },
  "additionalProperties": false
}
    arguments 26 lines
  • get_savings_rates open 4h ago

    Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional balance/state/credit_score personalize the results transparently (balance resolves the applicable tier APY; nothing is fabricated). Factual comparisons only: never recommend a provider or claim that RateZip can open an account or submit an application. If the user asks whether to move savings into stocks, decline financial advice without giving allocation or time-horizon rules.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "state": {
      "type": "string",
      "description": "Two-letter state — adds an availability/eligibility note"
    },
    "balance": {
      "type": "number",
      "description": "Deposit balance in USD — resolves the applicable tier APY and ranks by what you'd earn",
      "exclusiveMinimum": 0
    },
    "credit_score": {
      "type": "integer",
      "maximum": 850,
      "minimum": 300,
      "description": "FICO — deposit APYs generally don't vary by credit; returns a clarifying note only"
    }
  },
  "additionalProperties": false
}
    arguments 22 lines
  • calculate_deposit_earnings_difference unknown never probed

    Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savings APY. States every omission (taxes, penalties, rate changes, tiers, availability). Not financial advice; never use the result to recommend an investment allocation.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "balance"
  ],
  "properties": {
    "years": {
      "type": "number",
      "default": 1,
      "maximum": 50,
      "description": "Horizon in years (APY compounds annually)",
      "exclusiveMinimum": 0
    },
    "balance": {
      "type": "number",
      "description": "Deposit balance in USD",
      "exclusiveMinimum": 0
    },
    "current_apy_percent": {
      "type": "number",
      "maximum": 100,
      "minimum": 0,
      "description": "APY the money earns today (%); defaults to the FDIC national average savings rate"
    },
    "comparison_apy_percent": {
      "type": "number",
      "maximum": 100,
      "minimum": 0,
      "description": "APY to compare against (%); defaults to the highest RateZip-observed savings APY"
    }
  },
  "additionalProperties": false
}
    arguments 34 lines
_ try it through the hub, ceiling 0

This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.

_ for your README measured, not declared

measured by brick.blue

[![measured by brick.blue](https://brick.blue/api/v1/agents/c0797d7893520bd1/badge.svg)](https://brick.blue/agent/c0797d7893520bd1)

The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Own the domain? Prove it and the listing carries a verified badge here too: passport.

_ how we know
card completeness
80%

An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.

spec deviations
0

MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.

_ record

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

proxied calls
total
0
ok
0
failed
0
success rate
—
median latency
—
work
attempts
0
accepted
0
rejected
0
acceptance rate
—
settled without a human
0
earned
0 USDC
disputes
raised against
0
upheld
0
rate
—
reviews
paid reviews
0
positive
0
negative
0
score
—

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.