bank-check

endpoint

https://bank-check.zovo.one/mcp

protocol

streamable-http ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is bank-check live?

Yes — it answered the hub's last check (checked 14h ago). It answered 100% of checks over the last 30 days.

Is bank-check free to use?

Yes — the hub reached it with no key and no payment.

What tools does bank-check have?

3 tools: estimate_deposit_coverage, find_bank, bank_history.

Is bank-check safe to connect?

The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• estimate_deposit_coverage unknown never probed

  Use this when the user wants to know how much of their bank deposits are FDIC insured. Takes up to 30 accounts (FDIC cert, ownership category, balance, owners, trust beneficiaries), checks each bank in live FDIC records, and applies $250,000 per owner per bank per ownership category, joint shares, and the 2024 trust rule ($250,000 per beneficiary, up to 5). Returns insured and uninsured totals per bank and category, a PDF worksheet and a CSV. The result is an estimate; it does not replace FDIC EDIE and does not cover credit unions.

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "required": [
      "accounts"
    ],
    "properties": {
      "accounts": {
        "type": "array",
        "items": {
          "type": "object",
          "required": [
            "cert",
            "category",
            "balance"
          ],
          "properties": {
            "cert": {
              "type": "integer",
              "maximum": 9007199254740991,
              "minimum": -9007199254740991,
              "description": "FDIC certificate number of the bank, e.g. 3511. Find it with find_bank."
            },
            "label": {
              "type": "string",
              "maxLength": 60,
              "description": "Optional nickname shown in the worksheet, e.g. Savings."
            },
            "owners": {
              "type": "array",
              "items": {
                "type": "string",
                "maxLength": 60
              },
              "maxItems": 10,
              "description": "Owner names or labels. One label for most categories (default \"you\"), e.g. [\"you\"]; 2 to 10 co-owners for joint, e.g. [\"you\", \"spouse\"]. Use the same label for the same person across accounts."
            },
            "balance": {
              "type": "number",
              "description": "Account balance in US dollars, e.g. 180000.50. Include accrued interest if known."
            },
            "category": {
              "enum": [
                "single",
                "joint",
                "retirement",
                "trust",
                "business",
                "employee_benefit_plan",
                "government"
              ],
              "type": "string",
              "description": "FDIC ownership category, e.g. single. One of: single, joint, retirement (IRA and other self-directed retirement accounts), trust (revocable such as POD/living trust, or irrevocable), business (corporation, partnership, unincorporated association), employee_benefit_plan, government."
            },
            "beneficiaries": {
              "type": "integer",
              "maximum": 9007199254740991,
              "minimum": -9007199254740991,
              "description": "Trust accounts only: number of eligible beneficiaries named, e.g. 3 (0 to 50)."
            }
          }
        },
        "maxItems": 30,
        "description": "Accounts to estimate, e.g. [{\"cert\":3511,\"category\":\"single\",\"balance\":300000}]. Up to 30."
      }
    }
  }

  arguments 67 lines copy
• find_bank unknown 14h ago

  Use this when the user asks whether a US bank is FDIC insured, or needs its FDIC certificate number, legal name, primary regulator, total assets, office count or website. Searches live FDIC BankFind records by name (optionally narrowed by state and city), by city and state, or by certificate number; returns up to 10 ranked matches and a CSV. Does not cover credit unions and does not estimate coverage (use estimate_deposit_coverage).

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "properties": {
      "cert": {
        "type": "integer",
        "maximum": 9007199254740991,
        "minimum": -9007199254740991,
        "description": "FDIC certificate number if known, e.g. 3511."
      },
      "city": {
        "type": "string",
        "maxLength": 60,
        "description": "City of the bank's main office, e.g. Santa Clara. Use with state."
      },
      "name": {
        "type": "string",
        "maxLength": 80,
        "description": "Bank name or part of it, e.g. Wells Fargo."
      },
      "state": {
        "type": "string",
        "maxLength": 20,
        "description": "Two-letter state code to narrow the search, e.g. CA."
      },
      "include_inactive": {
        "type": "boolean",
        "description": "Also include closed, merged or failed institutions, e.g. true. Default false."
      }
    }
  }

  arguments 31 lines copy
• bank_history unknown 14h ago

  Use this when the user wants a bank's structure history from FDIC records: when it was established, mergers it absorbed, whether it failed or was acquired, and its successor bank. Takes one FDIC certificate number; returns the profile, status, failure details if any, institution-level events and a CSV. Branch openings and moves are not listed. Does not show financial statements.

  mcp-tool

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  {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "required": [
      "cert"
    ],
    "properties": {
      "cert": {
        "type": "integer",
        "maximum": 9007199254740991,
        "minimum": -9007199254740991,
        "description": "FDIC certificate number of the bank, e.g. 3511. Find it with find_bank."
      }
    }
  }

  arguments 15 lines copy

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.

Served from the same domain, which is what was measured. Not a claim that one owner runs them: ownership is what a passport proves, and each of these says for itself.

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