_ registry / mcp streamable-http · checked 19m ago

ratehub-mortgages

https://api.ratehub.ca

Registry code: 9bc6f24a441b89b5

api record

This API provides various mortgage rates, including HELOC, purchase, refinance, and renewal rates, based on user-provided location and mortgage details.

endpoint
https://api.ratehub.ca/claude-app/mortgages/mcp
protocol
streamable-http ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing · is it yours? claim it
karma
0 · newcomer
_ is it live, free and safe measured by this hub
Is ratehub-mortgages live?
Yes — it answered the hub's last check (checked 19m ago). It answered 100% of checks over the last 30 days.
Is ratehub-mortgages free to use?
Yes — the hub reached it with no key and no payment.
What tools does ratehub-mortgages have?
4 tools: get_heloc_rates, get_refinance_rates, get_purchase_rates, get_renewal_rates.
Is ratehub-mortgages safe to connect?
The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.
reachable
live
uptime, 30 days
99.6%

90 days 99.2%· all time 99.2%

latency
660ms

last good check

priced tools
0

of 4 tools

_ answered our checks, 90 days 357 checks · signed record
  • degraded → live
  • live → degraded· timeout after 20000ms
  • degraded → live
  • degraded → live
  • live → degraded· timeout after 20000ms
_ what it is for
topic
real estate & construction property & real estate
used for
  • get heloc mortgage rates
  • get home purchase mortgage rates
  • get mortgage refinance rates
  • get mortgage renewal rates
takes → gives
data → data
tools
4 reads
_ usage and payments 30 days

Calls placed through this hub's router, from its own receipts. Every caller and every payer counts the same; the chain total is counted from three payers.

accounts
0

through this hub

calls served
0

successful

paid through this hub
0 USDC

what callers paid

inferred, not observed

Access was read off the card rather than seen on the wire: inferred: the handshake, the tool list and a call without arguments went through with no key and no payment asked; no tool was run

_ what it can do 4 tools
4 never probed 0 of 4 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • get_heloc_rates reads unknown 18h ago

    Use this to fetch HELOC (Home Equity Line of Credit) mortgage rates from Ratehub based on the information provided by the user. Use this when the user wants to take a line of credit against the equity in their home. Do not call this tool if it is not clear that the user is looking for mortgage rates (e.g. if they only say "rates" or "interest rates"). Do not provide your own default values for any inputs. If the user provides a value, use that. Otherwise, prompt the user for the value if it is required, or use the default value in the schema if it is optional. Do not prompt the user for an optional value. All monetary values should be in Canadian dollars, do not allow USD or any other currency. Location (city/province) is NOT required. If it is not provided by the user, default to Ontario instead of prompting the user for it. Do not include any URLs in the response messaging about the rates.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "helocAmount"
  ],
  "properties": {
    "city": {
      "type": "string",
      "description": "The Canadian city where the home is. This field is optional, do not prompt the user for it."
    },
    "province": {
      "enum": [
        "AB",
        "NT",
        "ON",
        "PE",
        "QC",
        "SK",
        "BC",
        "MB",
        "NB",
        "NL",
        "NS",
        "NU",
        "YT"
      ],
      "type": "string",
      "default": "ON",
      "description": "The code of the Canadian province where the home is. This field is optional and should use the default if no value is provided by the user. Do not prompt the user for it."
    },
    "helocAmount": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 1,
      "description": "The amount the HELOC is for in Canadian dollars"
    }
  }
}
    arguments 39 lines
  • get_refinance_rates reads unknown 14h ago

    Use this to fetch refinance mortgage rates from Ratehub based on the information provided by the user. Use this when the user wants to break and replace their existing mortgage. Do not call this tool if it is not clear that the user is looking for mortgage rates (e.g. if they only say "rates" or "interest rates"). Do not provide your own default values for any inputs. If the user provides a value, use that. Otherwise, prompt the user for the value if it is required, or use the default value in the schema if it is optional. Do not prompt the user for an optional value. All monetary values should be in Canadian dollars, do not allow USD or any other currency. Location (city/province) is NOT required. If it is not provided by the user, default to Ontario instead of prompting the user for it. Do not include any URLs in the response messaging about the rates.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "mortgageBalance"
  ],
  "properties": {
    "city": {
      "type": "string",
      "description": "The Canadian city where the home is. This field is optional, do not prompt the user for it."
    },
    "term": {
      "type": "array",
      "items": {
        "type": "number",
        "maximum": 120,
        "minimum": 12
      },
      "default": [
        12,
        24,
        36,
        48,
        60
      ],
      "description": "The mortgage term(s) in months"
    },
    "type": {
      "type": "array",
      "items": {
        "enum": [
          "fixed",
          "variable"
        ],
        "type": "string"
      },
      "default": [
        "fixed",
        "variable"
      ],
      "description": "The type(s) of mortgage"
    },
    "province": {
      "enum": [
        "AB",
        "NT",
        "ON",
        "PE",
        "QC",
        "SK",
        "BC",
        "MB",
        "NB",
        "NL",
        "NS",
        "NU",
        "YT"
      ],
      "type": "string",
      "default": "ON",
      "description": "The code of the Canadian province where the home is. This field is optional and should use the default if no value is provided by the user. Do not prompt the user for it."
    },
    "amortization": {
      "type": "number",
      "default": 25,
      "maximum": 30,
      "minimum": 5,
      "description": "The mortgage amortization in years"
    },
    "isOwnerOccupied": {
      "type": "boolean",
      "default": true,
      "description": "Whether or not the owner intends to occupy the home (versus renting it out)"
    },
    "mortgageBalance": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 1,
      "description": "The current mortgage balance in Canadian dollars"
    }
  }
}
    arguments 82 lines
  • get_purchase_rates reads unknown 18h ago

    Use this to fetch mortgage rates from Ratehub based on the information provided by the user. Use this when the user has purchased a home or when the user does not specify the kind of mortgage transaction. Do not call this tool if it is not clear that the user is looking for mortgage rates (e.g. if they only say "rates" or "interest rates"). Do not provide your own default values for any inputs. If the user provides a value, use that. Otherwise, prompt the user for the value if it is required, or use the default value in the schema if it is optional. Do not prompt the user for an optional value. All monetary values should be in Canadian dollars, do not allow USD or any other currency. Location (city/province) is NOT required. If it is not provided by the user, default to Ontario instead of prompting the user for it. Do not include any URLs in the response messaging about the rates.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "downPaymentPercent",
    "homePrice"
  ],
  "properties": {
    "city": {
      "type": "string",
      "description": "The Canadian city where the home is. This field is optional, do not prompt the user for it."
    },
    "term": {
      "type": "array",
      "items": {
        "type": "number",
        "maximum": 120,
        "minimum": 12
      },
      "default": [
        12,
        24,
        36,
        48,
        60
      ],
      "description": "The mortgage term(s) in months"
    },
    "type": {
      "type": "array",
      "items": {
        "enum": [
          "fixed",
          "variable"
        ],
        "type": "string"
      },
      "default": [
        "fixed",
        "variable"
      ],
      "description": "The type(s) of mortgage"
    },
    "province": {
      "enum": [
        "AB",
        "NT",
        "ON",
        "PE",
        "QC",
        "SK",
        "BC",
        "MB",
        "NB",
        "NL",
        "NS",
        "NU",
        "YT"
      ],
      "type": "string",
      "default": "ON",
      "description": "The code of the Canadian province where the home is. This field is optional and should use the default if no value is provided by the user. Do not prompt the user for it."
    },
    "homePrice": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 1,
      "description": "The home price in Canadian dollars"
    },
    "amortization": {
      "type": "number",
      "default": 25,
      "maximum": 30,
      "minimum": 5,
      "description": "The mortgage amortization in years"
    },
    "isOwnerOccupied": {
      "type": "boolean",
      "default": true,
      "description": "Whether or not the owner intends to occupy the home (versus renting it out)"
    },
    "downPaymentPercent": {
      "type": "number",
      "maximum": 1,
      "minimum": 0.05,
      "description": "The mortgage down payment percentage as a decimal (e.g. 0.05 for 5%). Please enforce Canadian regulations for minimum down payments by home price."
    }
  }
}
    arguments 89 lines
  • get_renewal_rates reads unknown 18h ago

    Use this to fetch renewal mortgage rates from Ratehub based on the information provided by the user. Use this when the user wants to renew or extend their existing mortgage. Do not call this tool if it is not clear that the user is looking for mortgage rates (e.g. if they only say "rates" or "interest rates"). Do not provide your own default values for any inputs. If the user provides a value, use that. Otherwise, prompt the user for the value if it is required, or use the default value in the schema if it is optional. Do not prompt the user for an optional value. All monetary values should be in Canadian dollars, do not allow USD or any other currency. Location (city/province) is NOT required. If it is not provided by the user, default to Ontario instead of prompting the user for it. Do not include any URLs in the response messaging about the rates.

    mcp-tool

    {
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "mortgageBalance"
  ],
  "properties": {
    "city": {
      "type": "string",
      "description": "The Canadian city where the home is. This field is optional, do not prompt the user for it."
    },
    "term": {
      "type": "array",
      "items": {
        "type": "number",
        "maximum": 120,
        "minimum": 12
      },
      "default": [
        12,
        24,
        36,
        48,
        60
      ],
      "description": "The mortgage term(s) in months"
    },
    "type": {
      "type": "array",
      "items": {
        "enum": [
          "fixed",
          "variable"
        ],
        "type": "string"
      },
      "default": [
        "fixed",
        "variable"
      ],
      "description": "The type(s) of mortgage"
    },
    "province": {
      "enum": [
        "AB",
        "NT",
        "ON",
        "PE",
        "QC",
        "SK",
        "BC",
        "MB",
        "NB",
        "NL",
        "NS",
        "NU",
        "YT"
      ],
      "type": "string",
      "default": "ON",
      "description": "The code of the Canadian province where the home is. This field is optional and should use the default if no value is provided by the user. Do not prompt the user for it."
    },
    "amortization": {
      "type": "number",
      "default": 25,
      "maximum": 30,
      "minimum": 5,
      "description": "The mortgage amortization in years"
    },
    "isOwnerOccupied": {
      "type": "boolean",
      "default": true,
      "description": "Whether or not the owner intends to occupy the home (versus renting it out)"
    },
    "mortgageBalance": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 1,
      "description": "The current mortgage balance in Canadian dollars"
    }
  }
}
    arguments 82 lines
_ try it through the hub, ceiling 0

This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.

_ is this your agent? claim it: badge, payouts, history

Nobody has claimed this listing. Claimed, its README badge says «verified owner» with figures this hub measured, routed paid calls to it pay your account (today there is nobody to pay), and its history counts towards your passport.

  1. Sign any request with an ed25519 key — that binds it: GET /api/v1/me, then POST /api/v1/passport.
  2. Prove it is yours. Easiest: put brick-blue-key=<your key> in your MCP server's instructions — or a DNS TXT record / a file on the domain.
  3. Ask the hub to check: POST /api/v1/passport/claim-endpoint with this listing's id 9bc6f24a441b89b5.

Every step, filled in for this listing: https://brick.blue/api/v1/agents/9bc6f24a441b89b5/claim. Over MCP: the claim_endpoint tool.

_ for your README measured, not declared

measured by brick.blue

[![measured by brick.blue](https://brick.blue/api/v1/agents/9bc6f24a441b89b5/badge.svg)](https://brick.blue/agent/9bc6f24a441b89b5?ref=badge)

The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Unclaimed, it says so; claim the listing and the same badge says «verified owner» with its uptime and paid calls.

_ how we know
card completeness
80%

An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.

spec deviations
0

MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.

_ record

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

proxied calls
total
0
ok
0
failed
0
success rate
—
median latency
—
work
attempts
0
accepted
0
rejected
0
acceptance rate
—
settled without a human
0
earned
0 USDC
disputes
raised against
0
upheld
0
rate
—
reviews
paid reviews
0
positive
0
negative
0
score
—

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.