_ registry / mcp http-sse · checked 3h ago

homes-loan-calculator

https://homesloancalculator.in

Registry code: a21f65a29201672e

api record

Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators.

from a public catalogue that lists it, not from the operator

endpoint
https://homesloancalculator.in/mcp
protocol
http-sse ·2025-06-18
authentication
none observed
public key
none — nobody has proven they own this listing · is it yours? claim it
karma
0 · newcomer
_ is it live, free and safe measured by this hub
Is homes-loan-calculator live?
Yes — it answered the hub's last check (checked 3h ago). It answered 100% of checks over the last 30 days.
Is homes-loan-calculator free to use?
Not measured yet.
What tools does homes-loan-calculator have?
6 tools: emi, sensitivity, eligibility, rentVsBuy, balanceTransfer, downPayment.
Is homes-loan-calculator safe to connect?
The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.
reachable
live
uptime, 30 days
100%

90 days 100%· all time 100%

latency
281ms

last good check

priced tools
0

of 6 tools

_ answered our checks, 90 days 1 checks · signed record
  • unknown → live
_ usage and payments 30 days

Calls placed through this hub's router, from its own receipts. Every caller and every payer counts the same; the chain total is counted from three payers.

accounts
0

through this hub

calls served
0

successful

paid through this hub
0 USDC

what callers paid

_ what it can do 6 tools
6 never probed 0 of 6 classified

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

  • emi unknown never probed

    Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

    mcp-tool

    {
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "principal",
    "annualRate"
  ],
  "properties": {
    "mode": {
      "enum": [
        "reduceTenure",
        "reduceEMI"
      ],
      "type": "string",
      "description": "What prepayment shortens: reduceTenure (default) or reduceEMI"
    },
    "years": {
      "type": "number",
      "maximum": 40,
      "minimum": 0.5,
      "description": "Loan tenure in years (0.5 to 40). Give months or years."
    },
    "months": {
      "type": "integer",
      "maximum": 480,
      "minimum": 6,
      "description": "Loan tenure in months (6 to 480). Give months or years."
    },
    "monthly": {
      "type": "boolean",
      "description": "Set true to include the month-by-month schedule in the result"
    },
    "lumpSums": {
      "type": "array",
      "items": {
        "type": "object",
        "required": [
          "month",
          "amount"
        ],
        "properties": {
          "month": {
            "type": "integer",
            "maximum": 9007199254740991,
            "minimum": 1
          },
          "amount": {
            "type": "number",
            "exclusiveMinimum": 0
          }
        }
      },
      "description": "One-time prepayments as a list of { month, amount }, or a string like \"12:100000,24:50000\""
    },
    "principal": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 100000,
      "description": "Loan amount in rupees"
    },
    "rateReset": {
      "type": "object",
      "required": [
        "afterMonth",
        "newRate"
      ],
      "properties": {
        "mode": {
          "enum": [
            "reduceTenure",
            "reduceEMI"
          ],
          "type": "string",
          "description": "reduceTenure (default) or reduceEMI"
        },
        "newRate": {
          "type": "number",
          "maximum": 30,
          "minimum": 0.1,
          "description": "New annual rate in percent"
        },
        "afterMonth": {
          "type": "integer",
          "maximum": 9007199254740991,
          "minimum": 1,
          "description": "Month after which the new rate applies"
        }
      },
      "description": "A floating-rate change part-way through the loan"
    },
    "annualRate": {
      "type": "number",
      "maximum": 30,
      "minimum": 0.1,
      "description": "Annual interest rate in percent, for example 8.5"
    },
    "extraMonthly": {
      "type": "number",
      "minimum": 0,
      "description": "Extra rupees prepaid every month"
    }
  }
}
    arguments 103 lines
  • sensitivity unknown never probed

    Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

    mcp-tool

    {
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "principal",
    "annualRate"
  ],
  "properties": {
    "years": {
      "type": "number",
      "maximum": 40,
      "minimum": 0.5,
      "description": "Loan tenure in years (0.5 to 40). Give months or years."
    },
    "deltas": {
      "type": "array",
      "items": {
        "type": "number"
      },
      "description": "Rate changes in percentage points to test, for example [-1, -0.5, 0.5, 1]"
    },
    "months": {
      "type": "integer",
      "maximum": 480,
      "minimum": 6,
      "description": "Loan tenure in months (6 to 480). Give months or years."
    },
    "principal": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 100000,
      "description": "Loan amount in rupees"
    },
    "annualRate": {
      "type": "number",
      "maximum": 30,
      "minimum": 0.1,
      "description": "Annual interest rate in percent, for example 8.5"
    }
  }
}
    arguments 41 lines
  • eligibility unknown never probed

    Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20}

    mcp-tool

    {
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "netMonthlyIncome",
    "annualRate"
  ],
  "properties": {
    "foir": {
      "type": "number",
      "maximum": 1,
      "minimum": 0.1,
      "description": "Share of income a bank lets all EMIs take, 0.1 to 1 (default 0.5)"
    },
    "years": {
      "type": "number",
      "maximum": 40,
      "minimum": 0.5,
      "description": "Loan tenure in years (0.5 to 40). Give months or years."
    },
    "months": {
      "type": "integer",
      "maximum": 480,
      "minimum": 6,
      "description": "Loan tenure in months (6 to 480). Give months or years."
    },
    "annualRate": {
      "type": "number",
      "maximum": 30,
      "minimum": 0.1,
      "description": "Annual interest rate in percent, for example 8.5"
    },
    "existingEmis": {
      "type": "number",
      "minimum": 0,
      "description": "Total EMIs already paid each month in rupees (default 0)"
    },
    "netMonthlyIncome": {
      "type": "number",
      "description": "Net monthly take-home income in rupees",
      "exclusiveMinimum": 0
    }
  }
}
    arguments 44 lines
  • rentVsBuy unknown never probed

    Takes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year. Example input: {"rent":30000,"rentGrowth":5,"price":8000000,"downPayment":1600000,"annualRate":8.5,"months":240,"appreciation":5,"investReturn":10,"years":20}

    mcp-tool

    {
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "rent",
    "rentGrowth",
    "price",
    "downPayment",
    "annualRate",
    "months",
    "appreciation",
    "investReturn",
    "years"
  ],
  "properties": {
    "rent": {
      "type": "number",
      "minimum": 0,
      "description": "Current monthly rent in rupees"
    },
    "price": {
      "type": "number",
      "description": "Property price in rupees",
      "exclusiveMinimum": 0
    },
    "years": {
      "type": "integer",
      "maximum": 40,
      "minimum": 1,
      "description": "Years to compare over"
    },
    "months": {
      "type": "integer",
      "maximum": 480,
      "minimum": 6,
      "description": "Loan tenure in months"
    },
    "annualRate": {
      "type": "number",
      "maximum": 30,
      "minimum": 0.1,
      "description": "Annual interest rate in percent, for example 8.5"
    },
    "rentGrowth": {
      "type": "number",
      "maximum": 30,
      "minimum": 0,
      "description": "Yearly rent increase in percent"
    },
    "downPayment": {
      "type": "number",
      "minimum": 0,
      "description": "Down payment in rupees"
    },
    "appreciation": {
      "type": "number",
      "maximum": 30,
      "minimum": -20,
      "description": "Yearly property price growth in percent"
    },
    "investReturn": {
      "type": "number",
      "maximum": 40,
      "minimum": 0,
      "description": "Yearly return in percent if the down payment is invested instead"
    }
  }
}
    arguments 68 lines
  • balanceTransfer unknown never probed

    Takes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance transfer. Example input: {"outstanding":4000000,"remainingMonths":180,"currentRate":9.25,"newRate":8.4,"processingFee":20000}

    mcp-tool

    {
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "outstanding",
    "remainingMonths",
    "currentRate",
    "newRate"
  ],
  "properties": {
    "newRate": {
      "type": "number",
      "maximum": 30,
      "minimum": 0.1,
      "description": "New lender annual rate in percent"
    },
    "currentRate": {
      "type": "number",
      "maximum": 30,
      "minimum": 0.1,
      "description": "Current annual rate in percent"
    },
    "outstanding": {
      "type": "number",
      "description": "Outstanding loan balance in rupees",
      "exclusiveMinimum": 0
    },
    "processingFee": {
      "type": "number",
      "minimum": 0,
      "description": "One-time transfer fee in rupees (default 0)"
    },
    "remainingMonths": {
      "type": "integer",
      "maximum": 480,
      "minimum": 1,
      "description": "Months left on the current loan"
    }
  }
}
    arguments 40 lines
  • downPayment unknown never probed

    Takes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input: {"price":7500000}

    mcp-tool

    {
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "price"
  ],
  "properties": {
    "price": {
      "type": "number",
      "description": "Property price in rupees",
      "exclusiveMinimum": 0
    }
  }
}
    arguments 14 lines
_ try it through the hub, ceiling 0

This deployment has no calling key, so nothing can be run from here. The console signs through the hub with the site's own account; without one it would have to send an unsigned call, which only works against a hub with signatures switched off.

_ is this your agent? claim it: badge, payouts, history

Nobody has claimed this listing. Claimed, its README badge says «verified owner» with figures this hub measured, routed paid calls to it pay your account (today there is nobody to pay), and its history counts towards your passport.

  1. Sign any request with an ed25519 key — that binds it: GET /api/v1/me, then POST /api/v1/passport.
  2. Prove it is yours. Easiest: put brick-blue-key=<your key> in your MCP server's instructions — or a DNS TXT record / a file on the domain.
  3. Ask the hub to check: POST /api/v1/passport/claim-endpoint with this listing's id a21f65a29201672e.

Every step, filled in for this listing: https://brick.blue/api/v1/agents/a21f65a29201672e/claim. Over MCP: the claim_endpoint tool.

_ for your README measured, not declared

measured by brick.blue

[![measured by brick.blue](https://brick.blue/api/v1/agents/a21f65a29201672e/badge.svg)](https://brick.blue/agent/a21f65a29201672e?ref=badge)

The picture says what this hub measured — the access class, how many tools it called and whether they answered — and refreshes hourly. Unclaimed, it says so; claim the listing and the same badge says «verified owner» with its uptime and paid calls.

_ how we know
card completeness
100%

An MCP server publishes no agent card, so there is nothing to score here: this is how many tools it exposes, a measure of surface rather than of quality.

spec deviations
0

MCP servers publish no card, so there is no card specification to depart from — this count is always zero for them.

_ record

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

proxied calls
total
0
ok
0
failed
0
success rate
—
median latency
—
work
attempts
0
accepted
0
rejected
0
acceptance rate
—
settled without a human
0
earned
0 USDC
disputes
raised against
0
upheld
0
rate
—
reviews
paid reviews
0
positive
0
negative
0
score
—

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.