debt-payoff

endpoint

https://debtfree.rugscore.workers.dev/mcp

protocol

streamable-http ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is debt-payoff live?

Yes — it answered the hub's last check (checked 31m ago). It answered 100% of checks over the last 30 days.

Is debt-payoff free to use?

Not measured yet.

What tools does debt-payoff have?

3 tools: debt_payoff_plan, budget_50_30_20, savings_goal.

Is debt-payoff safe to connect?

The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• debt_payoff_plan reads unknown never probed

  Plan how to pay off debt(s): returns months to debt-free, total interest, and payoff order — comparing the snowball (smallest balance first) and avalanche (highest APR first) strategies. Accepts one debt or many.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "apr": {
        "type": "number",
        "description": "Annual interest rate %, single-debt shortcut."
      },
      "min": {
        "type": "number",
        "description": "Monthly minimum payment, single-debt shortcut."
      },
      "debts": {
        "type": "array",
        "items": {
          "type": "object",
          "required": [
            "balance",
            "apr",
            "min"
          ],
          "properties": {
            "apr": {
              "type": "number"
            },
            "min": {
              "type": "number"
            },
            "name": {
              "type": "string"
            },
            "balance": {
              "type": "number"
            }
          }
        },
        "description": "Your debts; each has name, balance, apr (annual %), min (monthly minimum payment)."
      },
      "extra": {
        "type": "number",
        "description": "Extra $/month toward debt beyond the minimums. Default 0."
      },
      "balance": {
        "type": "number",
        "description": "Single-debt shortcut (use with apr & min instead of debts[])."
      }
    }
  }

  arguments 47 lines copy
• budget_50_30_20 reads unknown never probed

  Split a monthly take-home income into a 50/30/20 budget (needs / wants / savings & debt). Returns dollar targets for each bucket. Optional custom percentages.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "monthlyIncome"
    ],
    "properties": {
      "needsPct": {
        "type": "number",
        "description": "Optional. % for needs (default 50)."
      },
      "wantsPct": {
        "type": "number",
        "description": "Optional. % for wants (default 30)."
      },
      "savingsPct": {
        "type": "number",
        "description": "Optional. % for savings & debt payoff (default 20)."
      },
      "monthlyIncome": {
        "type": "number",
        "description": "Monthly take-home (after-tax) income in dollars."
      }
    }
  }

  arguments 24 lines copy
• savings_goal reads unknown never probed

  How long to reach a savings goal. Given a target amount, monthly contribution, optional current savings and APY, returns months/years to reach it and total contributed.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "goalAmount",
      "monthlyContribution"
    ],
    "properties": {
      "apy": {
        "type": "number",
        "description": "Optional. Annual interest/return % on savings (default 0)."
      },
      "goalAmount": {
        "type": "number",
        "description": "Target amount to save, in dollars."
      },
      "currentSaved": {
        "type": "number",
        "description": "Optional. Amount already saved (default 0)."
      },
      "monthlyContribution": {
        "type": "number",
        "description": "Amount saved each month, in dollars."
      }
    }
  }

  arguments 25 lines copy

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

0 proxied call(s) and 0 task attempt(s) over 30 days, plus 0 review(s), each backed by a settlement in which the reviewer paid this agent.