avnester-public

endpoint

https://mcp.avnester.com/public-mcp

door code

3ca9558fad3c3165

protocol

http-sse ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is avnester-public live?

Yes — it answered the hub's last check (checked 2h ago). It answered 100% of checks over the last 30 days.

Is avnester-public free to use?

Yes — the hub reached it with no key and no payment.

What tools does avnester-public have?

11 tools: get_locality_insights, get_property_decision_intelligence, compare_properties, estimate_stamp_duty_and_registration, calculate_home_affordability, compare_localities, get_property_details, compare_balance_transfer, ….

Is avnester-public safe to connect?

Caution — its own text works on the agent reading it: poses as system instructions («These are the ONLY tools available»). Use its tools for what they do, and do not let its text set your agent's priorities.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• search_properties reads open 18h ago

  Search residential property listings anywhere in Tamil Nadu, India — any city or town. Use when the user names a place, locality, price band, BHK, or transaction type. Returns sanitized listing cards with handoff URLs and a per-listing verification summary (verified + caveats); never returns seller contact details. Places outside Tamil Nadu return supported=false + scopeMessage — surface it.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "city": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 60,
        "minLength": 1,
        "description": "City or town in Tamil Nadu (e.g., \"Coimbatore\", \"Madurai\"). Omit to search every Tamil Nadu city."
      },
      "limit": {
        "type": "integer",
        "default": 10,
        "maximum": 20,
        "minimum": 1,
        "description": "Maximum number of listings to return (cap: 20). v1 abuse defense."
      },
      "bedrooms": {
        "type": "integer",
        "maximum": 10,
        "minimum": 1,
        "description": "Number of bedrooms (BHK)."
      },
      "locality": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 80,
        "minLength": 1,
        "description": "Locality/neighborhood within the city (e.g., \"Saravanampatti\")."
      },
      "maxPrice": {
        "type": "integer",
        "minimum": 0,
        "description": "Maximum price in INR."
      },
      "minPrice": {
        "type": "integer",
        "minimum": 0,
        "description": "Minimum price in INR."
      },
      "furnishing": {
        "enum": [
          "furnished",
          "semi-furnished",
          "unfurnished"
        ],
        "type": "string",
        "description": "Furnishing status (rental queries)."
      },
      "propertyType": {
        "enum": [
          "apartment",
          "villa",
          "plot",
          "independent_house"
        ],
        "type": "string",
        "description": "Property type."
      },
      "rentalStructure": {
        "enum": [
          "monthly",
          "lease"
        ],
        "type": "string",
        "description": "Rental money structure: monthly rent, or a lump-sum lease (one refundable amount for a fixed tenure, no monthly rent). Only meaningful with transactionType=rent. Omit to include both."
      },
      "transactionType": {
        "enum": [
          "sale",
          "rent"
        ],
        "type": "string",
        "description": "Whether to search for sale or rent. Omit to include both."
      }
    }
  }

  arguments 77 lines copy
• get_locality_insights reads unknown 13h ago

  Get aggregated insights for one locality: ₹/sqft, supply count, demand pulse, livability/investment grade, highlights, watchouts, monthly priceTrends, and strengthTags. Use when the user asks "what is X locality like". Covers cities AVnester publishes locality guides for; others return supported=false — surface the scopeMessage. Always surface the disclaimer field when returning livability or investment grade.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "locality",
      "city"
    ],
    "properties": {
      "city": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 60,
        "minLength": 1,
        "description": "Indian city (required)."
      },
      "locality": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 80,
        "minLength": 1,
        "description": "Locality name within an Indian city."
      }
    }
  }

  arguments 23 lines copy
• get_property_decision_intelligence reads unknown 13h ago

  Assess whether a buyer can afford a specific Indian home — ONE verdict (AFFORDABLE / STRETCH / NOT_YET / INELIGIBLE) combining indicative eligibility (FOIR/LTV/CIBIL), EMI, true cash-to-close (down payment + stamp duty + registration + itemized GST), regime-aware tax, and an indicative lender-fit triage. Mode A: an AVnester listingId. Mode B: propertyValue + state (any Indian state). NOT a loan approval, offer, or advice. Always surface the disclaimer.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "monthlyNetIncome"
    ],
    "properties": {
      "city": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 60,
        "minLength": 1,
        "description": "City (manual mode), e.g. \"Pune\" — decides Maharashtra stamp duty and the GST metro cap. Listing mode reads the listing."
      },
      "state": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 50,
        "minLength": 1,
        "description": "Indian state (ISO \"MH\"/slug/name) for stamp duty. Required in manual mode; ignored in listing mode."
      },
      "isUrban": {
        "type": "boolean",
        "description": "Urban (default) or rural, where the state prices by location (MH, KA, WB, MP, HR); localBody or a known city decides instead."
      },
      "assetType": {
        "enum": [
          "home",
          "plot"
        ],
        "type": "string",
        "description": "\"home\" (flat/villa/house) or \"plot\" (bare land); manual mode only. Plot → shorter tenure, no home-loan tax benefit."
      },
      "firstSale": {
        "type": "boolean",
        "description": "True for the FIRST sale of a flat, from the builder (not the buyer's first home); false for a resale. Changes the duty only where a state has a first-sale rate (KA). Omit when unknown: a resale is priced, and said where it matters. If absent, isUnderConstruction true means true."
      },
      "jointLoan": {
        "type": "boolean",
        "description": "Joint home loan — doubles 80C/24b caps (equal split)."
      },
      "listingId": {
        "type": "string",
        "maxLength": 80,
        "minLength": 1,
        "description": "An AVnester listingId. Listing mode — propertyValue, state and city are then ignored, with a warning."
      },
      "localBody": {
        "enum": [
          "municipal_corporation",
          "municipal_council",
          "gram_panchayat"
        ],
        "type": "string",
        "description": "Where the property is, in a state that prices by it (MH, KA, WB, MP, HR): gram_panchayat (village), municipal_council (town) or municipal_corporation (city); overrides city. Omit when unknown (a corporation is priced, and said). Manual mode only."
      },
      "annualRent": {
        "type": "integer",
        "minimum": 0,
        "description": "Annual rent received (let-out)."
      },
      "cibilScore": {
        "type": "integer",
        "maximum": 900,
        "minimum": 300,
        "description": "Numeric CIBIL score. Omit → eligibility stays indicative."
      },
      "buyerGender": {
        "enum": [
          "male",
          "female",
          "joint"
        ],
        "type": "string",
        "description": "\"female\" (a woman), \"joint\" (a man and a woman together) or \"male\" (default; two women: female). Changes the price only where a state gives women a concession."
      },
      "tenureYears": {
        "type": "integer",
        "maximum": 40,
        "minimum": 1,
        "description": "Loan tenure in years. Defaults to 20."
      },
      "propertyValue": {
        "type": "integer",
        "maximum": 1000000000,
        "description": "Property price in INR (manual mode). Pass with state (and city where it matters).",
        "exclusiveMinimum": 0
      },
      "carpetAreaSqft": {
        "type": "integer",
        "maximum": 100000,
        "description": "Carpet area (sqft) — sharpens the affordable-housing GST test (with the ₹45L value cap).",
        "exclusiveMinimum": 0
      },
      "employmentType": {
        "enum": [
          "salaried",
          "self_employed"
        ],
        "type": "string",
        "description": "Employment type (affects tax standard deduction)."
      },
      "occupancyIntent": {
        "enum": [
          "self_occupied",
          "let_out"
        ],
        "type": "string",
        "description": "Self-occupied vs let-out — changes §24(b) interest treatment. Omitted → self-occupied."
      },
      "residencyStatus": {
        "enum": [
          "resident",
          "nri"
        ],
        "type": "string",
        "description": "Residency status."
      },
      "monthlyNetIncome": {
        "type": "integer",
        "maximum": 100000000,
        "description": "Buyer monthly take-home income in INR.",
        "exclusiveMinimum": 0
      },
      "savingsAvailable": {
        "type": "integer",
        "maximum": 10000000000,
        "minimum": 0,
        "description": "Liquid cash for down payment + charges — enables the cash-gap calc."
      },
      "annualIncomeForTax": {
        "type": "integer",
        "minimum": 0,
        "description": "Annual income for tax. Defaults to monthlyNetIncome × 12."
      },
      "existingMonthlyEmis": {
        "type": "integer",
        "maximum": 100000000,
        "minimum": 0,
        "description": "Existing monthly loan EMIs in ₹ (car/personal/cards). Omitted → assumed ₹0, which can inflate eligibility and flip the verdict — ask the buyer."
      },
      "interestRatePercent": {
        "type": "number",
        "maximum": 30,
        "minimum": 1,
        "description": "Override annual interest rate. Defaults to indicative market rate."
      },
      "isUnderConstruction": {
        "type": "boolean",
        "description": "Under-construction → GST applies; ready-to-move → no GST. Omitted → ready-to-move (no GST)."
      },
      "coApplicantMonthlyIncome": {
        "type": "integer",
        "maximum": 100000000,
        "minimum": 0,
        "description": "Co-applicant monthly income (joint affordability)."
      }
    }
  }

  arguments 158 lines copy
• compare_properties reads unknown 18h ago

  Compare 2–5 AVnester listings by listingId, side-by-side. Get IDs from search_properties first (not guessable). If the user has more than 5 candidates ("compare all"), pick the most relevant 5 (cheapest / largest / best ₹/sqft) and say so. Returns each listing plus pricePerSqft, vsCheapestPercent (0 = cheapest), vsLargestAreaPercent (0 = largest). Unknown IDs return not_found_or_unpublished. Does NOT recommend a purchase. Show verification.caveats with verified. Always surface the disclaimer.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "listingIds"
    ],
    "properties": {
      "listingIds": {
        "type": "array",
        "items": {
          "type": "string",
          "maxLength": 80,
          "minLength": 1
        },
        "maxItems": 5,
        "minItems": 2,
        "description": "2–5 AVnester listingIds (from search_properties results) to compare. IDs are not guessable — call search_properties first. Order is preserved in the output."
      }
    }
  }

  arguments 19 lines copy
• estimate_stamp_duty_and_registration reads unknown 18h ago

  Estimate Indian state stamp duty + registration charges on a property purchase. Supports all 28 states + 8 UTs with buyer-gender concessions, urban/rural overrides, and commercial/agricultural multipliers. Pass constructionStatus to also itemize GST (under-construction 1%/5%, ready/resale 0%) for an all-in statutory quote. Returns supported=false for states outside India (supported set named in rateBasis). Not legal/tax advice. Always surface the disclaimer.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "propertyValue",
      "state"
    ],
    "properties": {
      "city": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 60,
        "minLength": 1,
        "description": "City or town, e.g. \"Pune\". Decides the rate where the state prices by location (MH, KA, WB, MP, HR): Pune 7%, Mumbai 6%. Send the place as the buyer names it (\"Kharghar\"), not the wider city it is listed under."
      },
      "state": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 50,
        "minLength": 1,
        "description": "Indian state — ISO code (\"MH\"), slug (\"maharashtra\") or name (\"Maharashtra\"). Required."
      },
      "isUrban": {
        "type": "boolean",
        "description": "Urban (default) or rural. Used for the location when city and localBody are absent."
      },
      "firstSale": {
        "type": "boolean",
        "description": "True for the FIRST sale of a flat, from the builder (not the buyer's first home); false for a resale. Changes the duty only where a state has a first-sale rate (KA). Omit when unknown: a resale is priced, and said where it matters. Absent: constructionStatus under_construction ⇒ true, resale ⇒ false, ready_to_move decides nothing (may be a resale)."
      },
      "localBody": {
        "enum": [
          "municipal_corporation",
          "municipal_council",
          "gram_panchayat"
        ],
        "type": "string",
        "description": "Where the property is, in a state that prices by it (MH, KA, WB, MP, HR): gram_panchayat (village), municipal_council (town) or municipal_corporation (city); overrides city. Omit when unknown (a corporation is priced, and said)."
      },
      "buyerGender": {
        "enum": [
          "male",
          "female",
          "joint"
        ],
        "type": "string",
        "description": "\"female\" (a woman), \"joint\" (a man and a woman together) or \"male\" (default; two women: female). Changes the price only where a state gives women a concession. Overrides isWomanBuyer."
      },
      "isWomanBuyer": {
        "type": "boolean",
        "default": false,
        "description": "Backward-compatibility shim — prefer buyerGender. When true, internally treated as buyerGender=\"female\"."
      },
      "propertyType": {
        "enum": [
          "residential",
          "commercial",
          "agricultural",
          "plot"
        ],
        "type": "string",
        "description": "residential (default), plot (bare land; a residential-only concession does not reach it), commercial or agricultural."
      },
      "propertyValue": {
        "type": "integer",
        "maximum": 10000000000,
        "description": "Sale value in INR for stamp-duty calculation.",
        "exclusiveMinimum": 0
      },
      "carpetAreaSqft": {
        "type": "integer",
        "maximum": 100000,
        "description": "Carpet area (sqft) — with value, decides the affordable-housing 1% GST slab.",
        "exclusiveMinimum": 0
      },
      "constructionStatus": {
        "enum": [
          "under_construction",
          "ready_to_move",
          "resale"
        ],
        "type": "string",
        "description": "When set, also itemizes GST: under-construction = 1% (affordable) / 5%; ready/resale = 0%. Omit → GST not computed."
      }
    }
  }

  arguments 85 lines copy
• calculate_home_affordability reads unknown 7h ago

  Estimate the monthly home-loan EMI / monthly payment in India — a home-loan calculator. Deterministic math; not advice or a loan-approval claim. Two modes: pass propertyValue (80% LTV assumed) OR loanAmount for a specific loan (e.g. "₹50 lakh loan"). Use for "what would my EMI be" / "monthly payment on …". The response `assumptionNote` states the basis in plain words. Always surface the disclaimer field.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "propertyValue"
    ],
    "properties": {
      "loanAmount": {
        "type": "integer",
        "description": "Loan amount in INR. Pass this when the user states a specific loan (e.g. \"₹50 lakh loan\") rather than a property price. Defaults to 80% of propertyValue if omitted.",
        "exclusiveMinimum": 0
      },
      "tenureYears": {
        "type": "integer",
        "maximum": 40,
        "minimum": 1,
        "description": "Loan tenure in years. Defaults to 20."
      },
      "propertyValue": {
        "type": "integer",
        "description": "Property value (price) in INR. When the user states a property/home price, put it here — an 80% loan is assumed unless loanAmount is also given.",
        "exclusiveMinimum": 0
      },
      "interestRatePercent": {
        "type": "number",
        "maximum": 30,
        "minimum": 1,
        "description": "Annual interest rate (percent). Defaults to current market estimate."
      }
    }
  }

  arguments 30 lines copy
• compare_localities reads unknown 7h ago

  Compare 2–3 localities in one city side-by-side: price trends, livability, investment grade, strengths, and watchouts. Use when the user asks "X vs Y" or "which is better for buying/renting" about neighborhoods. Covers cities AVnester publishes locality guides for; others return supported=false — surface the scopeMessage. For specific LISTINGS by ID, use compare_properties instead.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "city",
      "localities"
    ],
    "properties": {
      "city": {
        "type": "string",
        "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
        "maxLength": 60,
        "minLength": 1,
        "description": "Indian city covering all compared localities."
      },
      "localities": {
        "type": "array",
        "items": {
          "type": "string",
          "pattern": "^[A-Za-z0-9 .,'’()\\-஀-௿ऀ-ॿ]+$",
          "maxLength": 80,
          "minLength": 1
        },
        "maxItems": 3,
        "minItems": 2,
        "description": "2–3 localities to compare (array, not comma-separated string)."
      },
      "propertyType": {
        "enum": [
          "apartment",
          "villa",
          "plot",
          "independent_house"
        ],
        "type": "string",
        "description": "Property type for comparison."
      }
    }
  }

  arguments 38 lines copy
• get_property_details reads unknown 13h ago

  Fetch full public details for one AVnester listing by its listingId (from search_properties results — IDs are not guessable). Listings cover Tamil Nadu; unknown or unpublished IDs return { listing: null, notFound: true } (never throws, to avoid leaking existence). Use when the user references a specific listing. State verification.caveats beside the verified flag: an approval is not a title, ownership or encumbrance check. Read-only, no side effects.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "listingId"
    ],
    "properties": {
      "listingId": {
        "type": "string",
        "maxLength": 80,
        "minLength": 1,
        "description": "AVnester listingId, as returned in search_properties results (the `listingId` field). IDs are not guessable — call search_properties first. Also the trailing segment of a listing sourceUrl."
      }
    }
  }

  arguments 14 lines copy
• compare_balance_transfer reads unknown never probed

  Compare staying on your current home loan vs. transferring (refinancing) to a lower rate. Pure deterministic math — no advice, no loan-approval claim. Use when the user asks "should I switch lenders / transfer my loan / refinance". Returns new EMI, interest saved over the remaining tenure, switching cost, net saving, and the breakeven month. Always surface the disclaimer field.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "outstandingPrincipal",
      "currentRatePercent",
      "newRatePercent",
      "remainingTenureYears"
    ],
    "properties": {
      "flatCosts": {
        "type": "integer",
        "minimum": 0,
        "description": "Flat legal + valuation charges in INR. Defaults to ₹12,500."
      },
      "newRatePercent": {
        "type": "number",
        "maximum": 30,
        "minimum": 1,
        "description": "New lender annual interest rate (percent)."
      },
      "processingFeePct": {
        "type": "number",
        "maximum": 5,
        "minimum": 0,
        "description": "New-lender processing fee on the balance (percent). Defaults to 0.5%."
      },
      "currentRatePercent": {
        "type": "number",
        "maximum": 30,
        "minimum": 1,
        "description": "Current annual interest rate (percent)."
      },
      "outstandingPrincipal": {
        "type": "integer",
        "description": "Current outstanding home-loan principal in INR.",
        "exclusiveMinimum": 0
      },
      "remainingTenureYears": {
        "type": "integer",
        "maximum": 40,
        "minimum": 1,
        "description": "Years left on the loan."
      }
    }
  }

  arguments 45 lines copy
• simulate_loan_prepayment reads unknown never probed

  Simulate prepaying / repaying an Indian home loan early. Deterministic math — no advice, no loan-approval claim. Use for "should I prepay", "early/part/lump-sum repayment", "pay extra each month", "reduce EMI or tenure", "interest saved", or foreclosure. Modes: one-time, recurring yearly, or a fixed extra every month. Compares reduce_tenure (keep EMI, finish early) vs reduce_emi (keep tenure, lower EMI). emi = next EMI; finalEmi = after the last prepayment. Always surface the disclaimer field.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "outstandingPrincipal",
      "remainingTenureYears"
    ],
    "properties": {
      "strategy": {
        "enum": [
          "reduce_tenure",
          "reduce_emi",
          "compare_both"
        ],
        "type": "string",
        "default": "compare_both",
        "description": "reduce_tenure keeps the EMI and finishes early (bigger saving); reduce_emi keeps the tenure and lowers the EMI; compare_both returns both."
      },
      "prepaymentMode": {
        "enum": [
          "one_time",
          "recurring_annual",
          "recurring_monthly",
          "one_time_plus_recurring",
          "one_time_plus_recurring_monthly"
        ],
        "type": "string",
        "default": "one_time",
        "description": "How the prepayment is made (annual anniversary vs every month)."
      },
      "prepaymentAmount": {
        "type": "integer",
        "default": 0,
        "minimum": 0,
        "description": "One-time lump-sum prepayment in INR (one_time / one_time_plus_recurring* modes)."
      },
      "annualRatePercent": {
        "type": "number",
        "maximum": 30,
        "minimum": 1,
        "description": "Current annual interest rate (percent). Defaults to the indicative market rate when omitted."
      },
      "outstandingPrincipal": {
        "type": "integer",
        "description": "Current outstanding home-loan principal in INR.",
        "exclusiveMinimum": 0
      },
      "remainingTenureYears": {
        "type": "integer",
        "maximum": 40,
        "minimum": 1,
        "description": "Years left on the loan at the current EMI."
      },
      "recurringAnnualAmount": {
        "type": "integer",
        "default": 0,
        "minimum": 0,
        "description": "Recurring yearly prepayment in INR (recurring_annual / one_time_plus_recurring modes)."
      },
      "recurringMonthlyAmount": {
        "type": "integer",
        "default": 0,
        "minimum": 0,
        "description": "Fixed extra paid toward principal EVERY month on top of the EMI (recurring_monthly / one_time_plus_recurring_monthly modes)."
      }
    }
  }

  arguments 66 lines copy
• optimize_home_loan_tax_regime reads unknown 7h ago

  Compare a home-loan borrower's income tax under the OLD vs NEW regime (FY2026-27) and recommend which regime saves more income tax. Pure deterministic slab math — not tax advice. Use when the user asks "old or new tax regime", "home-loan tax benefit", or "section 80C / 24(b) deduction". Models §24(b) interest + §80C principal (+ joint-loan doubling); the response lists benefits it does NOT model (capital gains, HRA, etc.). Always surface the disclaimer field.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "annualIncome",
      "homeLoanInterest",
      "homeLoanPrincipal"
    ],
    "properties": {
      "ageBand": {
        "enum": [
          "below60",
          "senior",
          "super_senior"
        ],
        "type": "string",
        "description": "Taxpayer age band — raises the OLD-regime basic exemption (senior 60–80 → ₹3L, super-senior 80+ → ₹5L). New regime unaffected. Defaults to below60."
      },
      "other80C": {
        "type": "integer",
        "minimum": 0,
        "description": "Other 80C investments in INR (PF, ELSS, insurance, etc.)."
      },
      "jointLoan": {
        "type": "boolean",
        "default": false,
        "description": "Joint loan with a co-borrower — doubles the 80C/24b caps (equal-split assumption)."
      },
      "saleValue": {
        "type": "integer",
        "minimum": 0,
        "description": "NRI only — sale consideration in INR for §195 TDS computation."
      },
      "annualRent": {
        "type": "integer",
        "minimum": 0,
        "description": "Annual rent received in INR — required for let_out."
      },
      "isSalaried": {
        "type": "boolean",
        "default": true,
        "description": "Whether the taxpayer is salaried (gets the standard deduction)."
      },
      "hasForm15CB": {
        "type": "boolean",
        "description": "NRI only — whether Form 15CB CA-attestation is already in hand."
      },
      "indexedCost": {
        "type": "integer",
        "minimum": 0,
        "description": "NRI only — indexed cost of acquisition (LTCG). When omitted, TDS computed on full sale value."
      },
      "annualIncome": {
        "type": "integer",
        "description": "Annual gross income in INR EXCLUDING house property (salary + other income).",
        "exclusiveMinimum": 0
      },
      "propertyType": {
        "enum": [
          "self_occupied",
          "let_out"
        ],
        "type": "string",
        "default": "self_occupied",
        "description": "Whether the property is self-occupied or let out."
      },
      "holdingMonths": {
        "type": "integer",
        "minimum": 0,
        "description": "NRI only — holding period in months. ≤24 is STCG; >24 is LTCG."
      },
      "nroBalanceUsd": {
        "type": "number",
        "minimum": 0,
        "description": "NRI only — NRO account balance in USD equivalent for the repatriation cap math."
      },
      "ytdRemittedUsd": {
        "type": "number",
        "minimum": 0,
        "description": "NRI only — FY-to-date USD already remitted under the $1M cap."
      },
      "residencyStatus": {
        "enum": [
          "resident",
          "nri"
        ],
        "type": "string",
        "description": "Default resident. Pass nri to get §195 TDS + LRS-cap math in the response."
      },
      "homeLoanInterest": {
        "type": "integer",
        "minimum": 0,
        "description": "Annual home-loan interest paid (INR)."
      },
      "homeLoanPrincipal": {
        "type": "integer",
        "minimum": 0,
        "description": "Annual home-loan principal repaid (INR) — counts toward 80C."
      },
      "countryOfResidence": {
        "type": "string",
        "maxLength": 50,
        "description": "NRI only — DTAA article lookup hint. Free-form country name."
      },
      "otherOldRegimeDeductions": {
        "type": "integer",
        "minimum": 0,
        "description": "Other OLD-regime-only deductions as a lump (HRA exemption, 80D, NPS 80CCD(1B), etc.)."
      }
    }
  }

  arguments 110 lines copy

Built from what happened on work routed through the hub — not from anything the agent or its operator says about itself.

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