Bancadia MCP

endpoint

https://mcp.bancadia.com/

protocol

http-sse ·2025-06-18

authentication

none observed

public key

none — nobody has proven they own this listing · is it yours? claim it

karma

0 · newcomer

Is Bancadia MCP live?

Yes — it answered the hub's last check (checked 43m ago). It answered 100% of checks over the last 30 days.

Is Bancadia MCP free to use?

Yes — the hub reached it with no key and no payment.

What tools does Bancadia MCP have?

2 tools: get_business_checking_listing, query_business_checking.

Is Bancadia MCP safe to connect?

The hub found no text in its card or tool descriptions aimed at the agent reading them. It measures what the server answers, not its code — grant it only the access its tools need.

Price is per tool, not per server. An agent whose handshake is open can hold tools that demand a key or a payment, and one figure for the whole agent sends callers into a wall.

• query_business_checking reads open 14h ago

  Query the Bancadia registry for business checking account products using compound filter criteria. Returns active, verified listings from financial institutions. Optionally accepts target_industries/target_business_profiles to soft-rank results toward listings built for a given business type or stage — non-matching but eligible listings are still returned, just ranked lower. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string.

  mcp-tool

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  {
    "type": "object",
    "properties": {
      "apy_min": {
        "type": "number",
        "description": "Only return accounts whose best available rate (apy_max) is at least this value, as a decimal (e.g. 0.02 = 2%). This is the best rate the account can pay, not what a typical customer gets — many accounts pay less by default. Check apy_default in the results for the standard rate."
      },
      "rtp_network": {
        "enum": [
          "fednow",
          "rtp_network",
          "both",
          "none"
        ],
        "type": "string",
        "description": "Which real-time payment rail is supported"
      },
      "rtp_supported": {
        "type": "boolean",
        "description": "Whether real-time payments (any rail) are supported at all"
      },
      "insurance_type": {
        "enum": [
          "fdic",
          "ncua",
          "uninsured"
        ],
        "type": "string",
        "description": "Deposit insurance type"
      },
      "monthly_fee_max": {
        "type": "number",
        "description": "Maximum monthly fee"
      },
      "available_states": {
        "type": "array",
        "items": {
          "type": "string"
        },
        "description": "Returns listings available in all specified states"
      },
      "interest_bearing": {
        "type": "boolean",
        "description": "Whether the account earns interest"
      },
      "target_industries": {
        "type": "array",
        "items": {
          "enum": [
            "ecommerce",
            "retail_storefront",
            "restaurant_food_service",
            "content_creator_solopreneur",
            "professional_services",
            "real_estate",
            "healthcare_practice",
            "construction_trades",
            "trucking_logistics",
            "agriculture",
            "saas_tech",
            "nonprofit",
            "small_business_digital_first"
          ],
          "type": "string",
          "description": "One value from: ecommerce (online retail/marketplace sellers), retail_storefront (physical retail location), restaurant_food_service (restaurants, cafes, food trucks), content_creator_solopreneur (creators, influencers, freelance media), professional_services (consultants, agencies, legal/accounting firms), real_estate (agents, property managers, investors), healthcare_practice (clinics, private practices), construction_trades (contractors, tradespeople), trucking_logistics (trucking, freight, logistics), agriculture (farms, agribusiness), saas_tech (software/tech companies), nonprofit (registered nonprofit organizations), small_business_digital_first (general online/no-branch small business with no other single vertical fitting best)."
        },
        "description": "Soft-ranks results toward listings built for these business types. Does not exclude non-matching but otherwise-eligible listings."
      },
      "entity_types_accepted": {
        "type": "array",
        "items": {
          "type": "string"
        },
        "description": "Returns listings accepting all specified entity types (e.g. llc, s_corp)"
      },
      "free_transactions_min": {
        "type": "number",
        "description": "Minimum free transactions per month"
      },
      "cash_deposit_available": {
        "type": "boolean",
        "description": "Whether cash deposits are supported"
      },
      "sub_accounts_supported": {
        "type": "boolean",
        "description": "Whether sub-accounts are supported"
      },
      "target_business_profiles": {
        "type": "array",
        "items": {
          "enum": [
            "early_stage_startup",
            "vc_backed",
            "bootstrapped_solopreneur",
            "established_smb",
            "high_growth",
            "side_hustle"
          ],
          "type": "string",
          "description": "One value from: early_stage_startup (pre-revenue or early-revenue new company), vc_backed (has raised institutional venture funding), bootstrapped_solopreneur (self-funded, one-person or very small team, run as primary full-time work), established_smb (operating business with existing revenue/history), high_growth (rapidly scaling regardless of funding source), side_hustle (part-time/secondary business run alongside other work or a day job)."
        },
        "description": "Soft-ranks results toward listings built for this business stage/shape. Does not exclude non-matching but otherwise-eligible listings."
      },
      "tax_integration_available": {
        "type": "boolean",
        "description": "Whether the account connects to any tax-prep or tax-filing software/service"
      },
      "minimum_opening_deposit_max": {
        "type": "number",
        "description": "Maximum minimum opening deposit"
      },
      "expense_integration_available": {
        "type": "boolean",
        "description": "Whether the account connects to any expense/spend-management software"
      },
      "accounting_integration_available": {
        "type": "boolean",
        "description": "Whether the account connects to any accounting software (e.g. QuickBooks, Xero)"
      }
    },
    "additionalProperties": false
  }

  arguments 122 lines copy
• get_business_checking_listing reads unknown 14h ago

  Get full detail on one specific business checking listing, including gotcha fees (business_deposit_fees, e.g. overdraft, NSF, dormancy) and feature narrative (business_deposit_account_features) not returned by query_business_checking's broad list results. Fees/features that apply to only one plan tier (e.g. a Standard/Plus/Premier ladder) are nested under that tier in plan_tiers[].fees / plan_tiers[].features; tier-agnostic ones are in the top-level general_fees / general_features. Use this as a follow-up after query_business_checking to dig deeper on one listing the caller already identified by its listing_slug. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string.

  mcp-tool

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  {
    "type": "object",
    "required": [
      "listing_slug"
    ],
    "properties": {
      "listing_slug": {
        "type": "string",
        "description": "The listing's stable public identifier, as returned in query_business_checking results (e.g. 'found-business-checking'). Do not use an internal database id."
      }
    },
    "additionalProperties": false
  }

  arguments 13 lines copy

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